Federal credit union · Martinez, California · NCUA charter #8774

Mckesson & Healthcare Providers

Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.

76
Health / 100
$91.1M
Total assets
6,857
Members
13.4%
Net-worth ratio
B Letter grade on the five-factor composite

Mckesson & Healthcare Providers scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $91.1M; members 6,857; net-worth ratio 13.38%; health rank #3,171 of 4,374; healthier than 26th of scored peers.

NCUA Call Report stamp band

NCUA 5300 Call Report Masthead

#3,171 of 4,374 health · 2025Q4

Mckesson & Healthcare Provi… · health 76/100 · $91.1M · 2025Q4

  • MEM 76/100
  • RANK 13.4%
  • PHOTO 1.65%
  • BOOK -0.31%
  • CHARTER $91.1M
  • NCUSIF 6,857
  • CAMELS #3,171/4,374
  • HEALTH Family Advantage
  • NW 8774

Mckesson & Healthcare Providers in the assets neighbourhood

Postal & Community$91.3MArkansas Superior$91.3MMembers Choice Wv$91.2MMckesson & Healthcare Providers (this)Mckesson & Healthcare Provid…$91.1MFamily Advantage$91.1MTraverse Catholic$91.0M
Nearest other-state credit unions by total assets (NCUA 5300)

Mckesson & Healthcare Providers's $91.1M assets sit next to Family Advantage ($91.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Mckesson & Healthcare Providers vs every NCUA-scored credit union

Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing

76 26th percentile higher than 26% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Mckesson & Healthcare Providers - Share Insurance Coverage

The 2025Q4 NCUA Call Report puts charter #8774 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.

NCUSIF coverage gauge for Mckesson & Healthcare Providers Share insurance under NCUSIF covers up to $250,000 per share owner. Mckesson & Healthcare Providers holds approximately $78.0M in member shares. Composite CAMELS rating bracket 2 (Satisfactory). Risk-based capital ratio 13.4 percent. Share Insurance Coverage Federal NCUSIF - $250K per share owner 1 2 3 4 5 CAMELS 2 · Satisfactory RBC ratio 13.4% · $78.0M member shares Insured · backed by full faith and credit of the United States
Source: NCUA 5300 Call Report 2025Q4 - share insurance under Title II of the Federal Credit Union Act

Peer-gap read for Mckesson & Healthcare Providers

  • Loan-to-Share Ratio leads the peer set - 67.29% here, 62.60% peer average (+4.69 pp).
  • Return on Assets trails the peer set - -0.31% here, 0.66% peer average (-0.96 pp).

Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.

Where Mckesson & Healthcare Providers sits in California

  • California health ordinal: #183 of 243.
  • California assets place: #155 of 243.
  • California membership ordinal: #141 of 243.

In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.

Quarter path for Mckesson & Healthcare Providers

Mckesson & Healthcare Providers: total assets by quarter

4 Call Report filings on this page's own vintage chain

60,000,00070,000,00080,000,00090,000,000100,000,000 2023Q42024Q42025Q42026Q1 75,296,153 93,290,279 ▲ +23.9%
  • Assets moved +2.4% from $91.1M (2025Q4) to $93.3M (2026Q1).
  • Net-worth ratio shifted -0.30 pp (13.68% → 13.38%).

Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.

Net worth ratio vs. NCUA well-capitalized threshold 89.2%

13.38% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 76/100 score is built

Each segment is a pillar's weighted contribution to the composite; widths sum to 76.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 15.1 pts
  • Return on Assets 1.7 pts
  • Member Growth 15.0 pts
  • Loan-to-Share Ratio 14.2 pts

Mckesson & Healthcare Provi… health metrics

Metric Value vs peer
Net Worth Ratio 13.38% -0.24 pp
Delinquency Rate 1.65% +0.69 pp
Return on Assets -0.31% -0.96 pp
Member Growth 11.90% -
Loan-to-Share Ratio 67.29% +4.69 pp

Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).

Historical Financials

Quarter Assets Members
2026Q1 $93.3M -
2025Q4 $91.1M 6,857
2024Q4 $71.7M 6,128
2023Q4 $75.3M 6,202

Credit Union Details

Charter Number
8774
Type
Federal
Field of Membership
Community
Peer Group
$50M–$100M
State
California
City
Martinez
Data Quarter
2025Q4

Branch Location

The NCUA branch filing lists a single physical office for Mckesson & Healthcare Providers.

Office City
McKesson And Healthcare Providers Federal Credit Union (Main Office) Martinez, CA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in California

A look at other California credit unions, ranked by how closely their peer group and asset size match this one.

Compare Mckesson & Healthcare Providers vs DESERT VALLEYS

Other-state peers near Mckesson & Healthcare Providers

Cross-state asset and health neighbours for Mckesson & Healthcare Providers - kept outside California; in-state CUs stay in the Nearby block.

Using this data

  • Mckesson & Healthcare Providers ranks #3,171 of 4,374 nationally on financial health and #183 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Desert Valleys is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Desert Valleys
  • Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview

National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.

Frequently Asked Questions

Is Mckesson & Healthcare Providers financially healthy?

Based on NCUA 5300 Call Report data as of Q4 2025, Mckesson & Healthcare Providers carries a financial health score of 76/100 (Very Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,171 of 4,374; by total assets it ranks #1,910 of 4,374 nationally (same basis as /rankings/largest); and #155 of 243 within California. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 13.38% net worth ratio and a 1.65% delinquency rate.

How does Mckesson & Healthcare Providers compare to other credit unions?

On PlainCU's health composite, Mckesson & Healthcare Providers lands at 76/100, compared to a peer group average for $50M–$100M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).

What is a credit union health score?

A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.

How can I join Mckesson & Healthcare Providers?

Mckesson & Healthcare Providers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Mckesson & Healthcare Providers directly for the exact boundaries and application steps.

Is my money safe at Mckesson & Healthcare Providers?

Federal credit unions like Mckesson & Healthcare Providers are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mckesson & Healthcare Providers's net worth ratio of 13.38% exceeds the 7% threshold NCUA considers "well capitalized."

What rates does Mckesson & Healthcare Providers offer compared to banks?

Credit unions like Mckesson & Healthcare Providers are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Mckesson & Healthcare Providers directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.

Data sourced from the NCUA 5300 Call Report (2025Q4) for Mckesson & Healthcare Providers. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.