Federal credit union · Eleele, Hawaii · NCUA charter #2713
MCBRYDE
Health score 61/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 61
- Health / 100
- $102.4M
- Total assets
- 3,174
- Members
- 26.7%
- Net-worth ratio
MCBRYDE scores 61/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $102.4M; members 3,174; net-worth ratio 26.71%; health rank #4,015 of 4,374; healthier than 8th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#4,015 of 4,374 health · 2025Q4MCBRYDE · health 61/100 · $102.4M · 2025Q4
Call Report peers
MCBRYDE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
MCBRYDE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); MCBRYDE sits in 60-64 with 179 others.
61 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for MCBRYDE
- Net Worth Ratio leads the peer set - 26.71% here, 12.11% peer average (+14.60 pp).
- Loan-to-Share Ratio trails the peer set - 21.11% here, 72.20% peer average (-51.09 pp).
Hawaii standing for MCBRYDE
- Health composite ranks #45 of 45 among scored Hawaii credit unions.
- By total assets, MCBRYDE is #24 of 45 in Hawaii.
- Hawaii membership ordinal: #32 of 45.
- No scored Hawaii credit union ranks lower; the next one up, Local Union 1186 Ibew (#44) scores 62/100, 1 point higher.
MCBRYDE Call Report trajectory
MCBRYDE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.1% from $102.4M (2025Q4) to $102.3M (2026Q1).
- Net-worth ratio shifted +0.33 pp (26.38% → 26.71%).
This credit union's 26.71% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 61/100 score is built
MCBRYDE gives up 39 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.7 pts
- Loan-to-Share Ratio 8.3 pts
MCBRYDE health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 26.71% | +14.60 pp |
| Delinquency Rate | 4.51% | +3.62 pp |
| Return on Assets | 1.06% | +0.44 pp |
| Member Growth | -0.72% | - |
| Loan-to-Share Ratio | 21.11% | -51.09 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
MCBRYDE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $102.3M | - |
| 2025Q4 | $102.4M | 3,174 |
| 2024Q4 | $96.6M | 3,197 |
| 2023Q4 | $97.6M | 3,233 |
Credit Union Details
- Charter Number
- 2713
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Hawaii
- City
- Eleele
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for MCBRYDE.
| Office | City |
|---|---|
| McBryde FCU (Main Office) | Eleele, HI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Hawaii
A look at other Hawaii credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near MCBRYDE
Similar total assets
Similar health score
Using this data
- MCBRYDE ranks #4,015 of 4,374 nationally on financial health and #45 of 45 in HI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- HAWAII is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with HAWAII
Frequently Asked Questions
Is MCBRYDE financially healthy?
MCBRYDE has a financial health score of 61/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,015 of 4,374 nationally on health and #45 of 45 in Hawaii. Its net worth ratio is 26.71% and its delinquency rate 4.51%.
How does MCBRYDE compare to other credit unions?
MCBRYDE scores 61/100, higher than 8% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (26.71% vs 12.11%). Its widest shortfall is loan-to-share ratio (21.11% vs 72.20%).
How can I join MCBRYDE?
MCBRYDE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact MCBRYDE directly for the exact boundaries and application steps.
Is my money safe at MCBRYDE?
MCBRYDE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. MCBRYDE's net worth ratio of 26.71% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.