Federal credit union · KAHULUI, Hawaii · NCUA charter #2562
MAUI
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $140.3M
- Total assets
- 7,285
- Members
- 14.3%
- Net-worth ratio
MAUI scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $140.3M; members 7,285; net-worth ratio 14.32%; health rank #3,071 of 4,374; healthier than 28th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,071 of 4,374 health · 2025Q4MAUI · health 77/100 · $140.3M · 2025Q4
Call Report peers
MAUI in the assets neighbourhood
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MAUI vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); MAUI sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
MAUI vs $100M–$500M peers
- Largest favorable gap: Net Worth Ratio at 14.32% vs peer 12.11% (+2.21 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -41.46 pp (30.74% vs 72.20%).
Hawaii standing for MAUI
- Hawaii health ordinal: #35 of 45.
- Hawaii assets place: #20 of 45.
- Member book place in Hawaii: #21 of 45.
- One place up in Hawaii, Hawaii Central (#34) scores 78/100, 1 point higher; one place down, Maui County (#36) ties at 77/100.
Quarter path for MAUI
MAUI: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.3% from $140.3M (2025Q4) to $145.0M (2026Q1).
- Net-worth ratio shifted +0.05 pp (14.27% → 14.32%).
14.32% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 77/100 score is built
MAUI gives up 23 points in total. Delinquency Rate costs the most, 9 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.0 pts
- Return on Assets 11.8 pts
- Member Growth 10.0 pts
- Loan-to-Share Ratio 9.2 pts
MAUI health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.32% | +2.21 pp |
| Delinquency Rate | 1.53% | +0.63 pp |
| Return on Assets | 0.29% | -0.34 pp |
| Member Growth | 0.87% | - |
| Loan-to-Share Ratio | 30.74% | -41.46 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - MAUI
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $145.0M | - |
| 2025Q4 | $140.3M | 7,285 |
| 2024Q4 | $134.1M | 7,222 |
| 2023Q4 | $131.8M | 7,158 |
Credit Union Details
- Charter Number
- 2562
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Hawaii
- City
- KAHULUI
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, MAUI runs 3 offices in 2 different cities.
| Office | City |
|---|---|
| Maui FCU - Main Office (Main Office) | Kahului, HI |
| HANA BRANCH | Hana, HI |
| HO'OKELE PARTNER STATION | Kahului, HI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Hawaii
Other federally-insured credit unions in Hawaii, closest first by peer group and asset size.
Cross-state Call Report peers for MAUI
Similar total assets
Similar health score
Using this data
- MAUI ranks #3,071 of 4,374 nationally on financial health and #35 of 45 in HI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Hawaii County Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Hawaii County Employees
Frequently Asked Questions
Is MAUI financially healthy?
On its 2025Q4 NCUA 5300 filing, MAUI scores 77/100 (Very Good), with a 14.32% net worth ratio and 1.53% of loans delinquent. It ranks #3,071 of 4,374 nationally on health and #35 of 45 in Hawaii.
How does MAUI compare to other credit unions?
MAUI scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (14.32% vs 12.11%). Its widest shortfall is loan-to-share ratio (30.74% vs 72.20%).
How can I join MAUI?
MAUI operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact MAUI directly for the exact boundaries and application steps.
Is my money safe at MAUI?
MAUI is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. MAUI's net worth ratio of 14.32% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.