State credit union · Fort lauderdale, Florida · NCUA charter #67342
Connect Credit Union
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $101.9M
- Total assets
- 5,146
- Members
- 12.8%
- Net-worth ratio
Connect Credit Union scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $101.9M; members 5,146; net-worth ratio 12.80%; health rank #2,102 of 4,374; healthier than 50th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,102 of 4,374 health · 2025Q4Connect Credit Union · health 84/100 · $101.9M · 2025Q4
- NCUSIF 84/100
- CAMELS 12.8%
- HEALTH 0.63%
- NW 0.98%
- DELQ $101.9M
- ROA 5,146
- ASSETS #2,102/4,374
- MEM Heritage USA
- RANK 67342
Call Report peers
Connect Credit Union in the assets neighbourhood
Connect Credit Union's $101.9M assets sit next to Heritage USA ($101.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Connect Credit Union vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Connect Credit Union - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #67342 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for Connect Credit Union
- Largest favorable gap: Loan-to-Share Ratio at 85.85% vs peer 72.20% (+13.65 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Connect Credit Union sits in Florida
- Florida health ordinal: #63 of 109.
- By total assets, Connect Credit Union is #71 of 109 in Florida.
- Member book place in Florida: #77 of 109.
In-state ordinals use the live credit_unions table for FL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Connect Credit Union's 5300 filing moved
Connect Credit Union: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.9% from $101.9M (2025Q4) to $102.9M (2026Q1).
- Net-worth ratio shifted +0.09 pp (12.71% → 12.80%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 12.80% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 84.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.7 pts
- Return on Assets 15.0 pts
- Member Growth 0.1 pts
- Loan-to-Share Ratio 15.2 pts
Connect Credit Union vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.80% | +0.69 pp |
| Delinquency Rate | 0.63% | -0.26 pp |
| Return on Assets | 0.98% | +0.36 pp |
| Member Growth | -4.93% | - |
| Loan-to-Share Ratio | 85.85% | +13.65 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Connect Credit Union quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $102.9M | - |
| 2025Q4 | $101.9M | 5,146 |
| 2024Q4 | $98.0M | 5,413 |
| 2023Q4 | $95.9M | 5,547 |
Credit Union Details
- Charter Number
- 67342
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Florida
- City
- Fort lauderdale
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, Connect Credit Union runs 4 offices in 3 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Fort lauderdale, FL |
| Admin Building | Fort lauderdale, FL |
| Miami | Miami, FL |
| Stuart | Stuart, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
A look at other Florida credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Connect Credit Union
Two NCUA Call Report peer sets for Connect Credit Union, both outside Florida so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($101.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (84/100 here).
Using this data
- Connect Credit Union ranks #2,102 of 4,374 nationally on financial health and #63 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- POWERNET is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with POWERNET
- Rates and health both vary by institution, not just by state -- see how Florida credit unions compare overall before assuming this one is typical. Florida state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Connect Credit Union financially healthy?
Connect Credit Union scores 84/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,102 of 4,374; by total assets it ranks #1,805 of 4,374 nationally (same basis as /rankings/largest); and #71 of 109 within Florida. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 12.80% net worth ratio and a 0.63% delinquency rate.
How does Connect Credit Union compare to other credit unions?
84/100 is Connect Credit Union's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Connect Credit Union?
Membership eligibility for Connect Credit Union depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Connect Credit Union directly for current membership requirements and application steps.
Is my money safe at Connect Credit Union?
Federal credit unions like Connect Credit Union are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Connect Credit Union's net worth ratio of 12.80% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Connect Credit Union offer compared to banks?
Credit unions like Connect Credit Union are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Connect Credit Union directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.