Federal credit union · FALL RIVER, Massachusetts · NCUA charter #2792
Notre Dame Community
Health score 61/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 61
- Health / 100
- $55.5M
- Total assets
- 3,134
- Members
- 12.9%
- Net-worth ratio
Notre Dame Community scores 61/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $55.5M; members 3,134; net-worth ratio 12.87%; health rank #4,023 of 4,374; healthier than 8th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#4,023 of 4,374 health · 2025Q4Notre Dame Community · health 61/100 · $55.5M · 2025Q4
Call Report peers
Notre Dame Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Notre Dame Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Notre Dame Community sits in 60-64 with 179 others.
61 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Notre Dame Community: Call Report deltas vs peers
- Largest lag: Loan-to-Share Ratio at 40.93% vs peer 62.60% (-21.67 pp).
Notre Dame Community: in-state Call Report ranks
- Health composite ranks #117 of 126 among scored Massachusetts credit unions.
- By total assets, Notre Dame Community is #70 of 126 in Massachusetts.
- Member book place in Massachusetts: #72 of 126.
- One place up in Massachusetts, MYCOM (#116) scores 64/100, 3 points higher; one place down, DIRECT (#118) ties at 61/100.
Notre Dame Community: 2025Q4 → 2026Q1
Notre Dame Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.4% from $55.5M (2025Q4) to $57.4M (2026Q1).
- Net-worth ratio shifted -0.36 pp (13.23% → 12.87%).
At 12.87%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 61/100 score is built
Notre Dame Community gives up 39 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 12.8 pts
- Return on Assets 8.4 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.87% | -0.75 pp |
| Delinquency Rate | 1.96% | +1.00 pp |
| Return on Assets | 0.09% | -0.57 pp |
| Member Growth | -6.78% | - |
| Loan-to-Share Ratio | 40.93% | -21.67 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $57.4M | - |
| 2025Q4 | $55.5M | 3,134 |
| 2024Q4 | $57.6M | 3,362 |
| 2023Q4 | $60.6M | 3,441 |
Credit Union Details
- Charter Number
- 2792
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Massachusetts
- City
- FALL RIVER
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Notre Dame Community.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Fall River, MA |
| Notre Dame Community FCU | Fall River, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
Other federally-insured credit unions in Massachusetts, closest first by peer group and asset size.
Cross-state Call Report peers for Notre Dame Community
Using this data
- Notre Dame Community ranks #4,023 of 4,374 nationally on financial health and #117 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SOUTHCOAST is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SOUTHCOAST
Frequently Asked Questions
Is Notre Dame Community financially healthy?
Notre Dame Community has a financial health score of 61/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,023 of 4,374 nationally on health and #117 of 126 in Massachusetts. Its net worth ratio is 12.87% and its delinquency rate 1.96%.
How does Notre Dame Community compare to other credit unions?
Notre Dame Community scores 61/100, higher than 8% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (40.93% vs 62.60%).
How can I join Notre Dame Community?
Notre Dame Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Notre Dame Community directly for the exact boundaries and application steps.
Is my money safe at Notre Dame Community?
Notre Dame Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Notre Dame Community's net worth ratio of 12.87% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.