State credit union · Lynn, Massachusetts · NCUA charter #67840
Lynn Police
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $10.8M
- Total assets
- 1,020
- Members
- 26.0%
- Net-worth ratio
Lynn Police scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.8M; members 1,020; net-worth ratio 26.01%; health rank #1,544 of 4,374; healthier than 60th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,544 of 4,374 health · 2025Q4Lynn Police · health 87/100 · $10.8M · 2025Q4
- NW 87/100
- DELQ 26.0%
- ROA 0.10%
- ASSETS 0.26%
- MEM $10.8M
- RANK 1,020
- PHOTO #1,544/4,374
- BOOK Paris Hi-Way
- CHARTER 67840
Call Report peers
Lynn Police in the assets neighbourhood
Lynn Police's $10.8M assets sit next to Paris Hi-Way ($10.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Lynn Police vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Lynn Police - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #67840. See our deposit-insurance coverage note.
Where Lynn Police diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +11.15 pp (26.01% vs 14.86%).
- Loan-to-Share Ratio trails the peer set - 49.42% here, 59.80% peer average (-10.38 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Lynn Police in Massachusetts
- Health composite ranks #44 of 126 among scored Massachusetts credit unions.
- By total assets, Lynn Police is #102 of 126 in Massachusetts.
- Massachusetts membership ordinal: #107 of 126.
In-state ordinals use the live credit_unions table for MA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Lynn Police's 5300 filing moved
Lynn Police: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +7.5% from $10.8M (2025Q4) to $11.6M (2026Q1).
- Net-worth ratio shifted -1.80 pp (27.81% → 26.01%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
26.01% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 11.4 pts
- Member Growth 9.9 pts
- Loan-to-Share Ratio 10.7 pts
Call Report ratios for Lynn Police
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 26.01% | +11.15 pp |
| Delinquency Rate | 0.10% | -1.04 pp |
| Return on Assets | 0.26% | -0.44 pp |
| Member Growth | 0.79% | - |
| Loan-to-Share Ratio | 49.42% | -10.38 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.6M | - |
| 2025Q4 | $10.8M | 1,020 |
| 2024Q4 | $10.3M | 1,012 |
| 2023Q4 | $10.7M | 1,006 |
Credit Union Details
- Charter Number
- 67840
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Massachusetts
- City
- Lynn
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Lynn Police, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Lynn Police Credit Union (Main Office) | Lynn, MA |
| Fiserv-CUSA | Salt Lake City, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
A look at other Massachusetts credit unions, ranked by how closely their peer group and asset size match this one.
- BURLINGTON MUNICIPAL EMPLOYEESBURLINGTON, MA · $10M–$50M77Health
- CAMBRIDGE MUNICIPAL EMPLOYEESCambridge, MA · $10M–$50M87Health
- MARBLEHEAD MUNICIPALMarblehead, MA · $10M–$50M91Health
- CAMBRIDGE FIREFIGHTERSCambridge, MA · $10M–$50M94Health
- SANTO CHRISTOFALL RIVER, MA · $10M–$50M81Health
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Lynn Police - kept outside Massachusetts; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($10.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Lynn Police ranks #1,544 of 4,374 nationally on financial health and #44 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Burlington Municipal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Burlington Municipal Employees
- Rates and health both vary by institution, not just by state -- see how Massachusetts credit unions compare overall before assuming this one is typical. Massachusetts state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Lynn Police financially healthy?
A 26.01% net worth ratio and a 0.10% delinquency rate feed into Lynn Police's financial health score of 87/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,544 of 4,374; by total assets it ranks #3,520 of 4,374 nationally (same basis as /rankings/largest); and #102 of 126 within Massachusetts. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Lynn Police compare to other credit unions?
Lynn Police scores 87/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Lynn Police?
Membership eligibility for Lynn Police depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Lynn Police directly for current membership requirements and application steps.
Is my money safe at Lynn Police?
Federal credit unions like Lynn Police are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lynn Police's net worth ratio of 26.01% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Lynn Police offer compared to banks?
Credit unions like Lynn Police are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Lynn Police directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.