Federal credit union · Plainview, Texas · NCUA charter #15297
Hale County Teachers
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $10.8M
- Total assets
- 1,400
- Members
- 10.6%
- Net-worth ratio
Hale County Teachers scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.8M; members 1,400; net-worth ratio 10.62%; health rank #1,303 of 4,374; healthier than 69th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,303 of 4,374 health · 2025Q4Hale County Teachers · health 89/100 · $10.8M · 2025Q4
Call Report peers
Hale County Teachers in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Hale County Teachers vs every NCUA-scored credit union
Hale County Teachers sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Hale County Teachers vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Delinquency Rate: -1.15 pp (0.00% vs 1.15%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -5.76 pp (54.04% vs 59.80%).
Hale County Teachers: in-state Call Report ranks
- Health composite ranks #121 of 386 among scored Texas credit unions.
- By total assets, Hale County Teachers is #301 of 386 in Texas.
- Texas membership ordinal: #288 of 386.
- One place up in Texas, Houston Highway (#120) ties at 89/100; one place down, Rio Grande Valley Credit Union (#122) ties at 89/100.
How Hale County Teachers's 5300 filing moved
Hale County Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.3% from $10.8M (2025Q4) to $10.8M (2026Q1).
- Net-worth ratio shifted -0.08 pp (10.70% → 10.62%).
At 10.62%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 89/100 score is built
Hale County Teachers gives up 11 points in total. Return on Assets costs the most, 5.8 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 9.2 pts
- Member Growth 13.5 pts
- Loan-to-Share Ratio 11.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.62% | -4.24 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 0.11% | -0.59 pp |
| Member Growth | 3.78% | - |
| Loan-to-Share Ratio | 54.04% | -5.76 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Hale County Teachers filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.8M | - |
| 2025Q4 | $10.8M | 1,400 |
| 2024Q4 | $9.9M | 1,349 |
| 2023Q4 | $9.1M | 1,279 |
Credit Union Details
- Charter Number
- 15297
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Plainview
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Hale County Teachers.
| Office | City |
|---|---|
| Hale County Teachers FCU (Main Office) | Plainview, TX |
| Plainview ISD | Plainview, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- Hale County Teachers ranks #1,303 of 4,374 nationally on financial health and #121 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Met Tran is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Met Tran
Frequently Asked Questions
Is Hale County Teachers financially healthy?
On its 2025Q4 NCUA 5300 filing, Hale County Teachers scores 89/100 (Excellent), with a 10.62% net worth ratio and 0.00% of loans delinquent. It ranks #1,303 of 4,374 nationally on health and #121 of 386 in Texas.
How does Hale County Teachers compare to other credit unions?
Hale County Teachers scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.00% vs 1.15%). Its widest shortfall is loan-to-share ratio (54.04% vs 59.80%).
How can I join Hale County Teachers?
Hale County Teachers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Hale County Teachers directly for the exact boundaries and application steps.
Is my money safe at Hale County Teachers?
Hale County Teachers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hale County Teachers's net worth ratio of 10.62% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.