Federal credit union · GREENSBORO, North Carolina · NCUA charter #23386
ACCLAIM
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $58.0M
- Total assets
- 5,016
- Members
- 13.0%
- Net-worth ratio
ACCLAIM scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $58.0M; members 5,016; net-worth ratio 12.98%; health rank #1,949 of 4,374; healthier than 54th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,949 of 4,374 health · 2025Q4ACCLAIM · health 85/100 · $58.0M · 2025Q4
Call Report peers
ACCLAIM in the assets neighbourhood
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ACCLAIM vs every NCUA-scored credit union
ACCLAIM sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
ACCLAIM vs $50M–$100M peers
- Loan-to-Share Ratio leads the peer set - 76.88% here, 62.60% peer average (+14.28 pp).
- Largest lag: Net Worth Ratio at 12.98% vs peer 13.62% (-0.64 pp).
ACCLAIM: in-state Call Report ranks
- Health composite ranks #22 of 57 among scored North Carolina credit unions.
- By total assets, ACCLAIM is #34 of 57 in North Carolina.
- Member book place in North Carolina: #36 of 57.
- One place up in North Carolina, SHUFORD (#21) scores 86/100, 1 point higher; one place down, Fort Bragg (#23) ties at 85/100.
ACCLAIM Call Report trajectory
ACCLAIM: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.5% from $58.0M (2025Q4) to $58.9M (2026Q1).
- Net-worth ratio shifted -0.01 pp (12.99% → 12.98%).
At 12.98%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 85/100 score is built
ACCLAIM gives up 15 points in total. Member Growth costs the most, 14.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.3 pts
- Loan-to-Share Ratio 14.7 pts
ACCLAIM health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.98% | -0.64 pp |
| Delinquency Rate | 0.41% | -0.55 pp |
| Return on Assets | 1.20% | +0.54 pp |
| Member Growth | -4.84% | - |
| Loan-to-Share Ratio | 76.88% | +14.28 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $58.9M | - |
| 2025Q4 | $58.0M | 5,016 |
| 2024Q4 | $57.8M | 5,271 |
| 2023Q4 | $57.8M | 5,588 |
Credit Union Details
- Charter Number
- 23386
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- North Carolina
- City
- GREENSBORO
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for ACCLAIM.
| Office | City |
|---|---|
| Banking St (Main Office) | Greensboro, NC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in North Carolina
More federally-insured credit unions based in North Carolina, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- ACCLAIM ranks #1,949 of 4,374 nationally on financial health and #22 of 57 in NC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Vision Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Vision Financial
Frequently Asked Questions
Is ACCLAIM financially healthy?
ACCLAIM has a financial health score of 85/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,949 of 4,374 nationally on health and #22 of 57 in North Carolina. Its net worth ratio is 12.98% and its delinquency rate 0.41%.
How does ACCLAIM compare to other credit unions?
ACCLAIM scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (76.88% vs 62.60%). Its widest shortfall is net worth ratio (12.98% vs 13.62%).
How can I join ACCLAIM?
ACCLAIM operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact ACCLAIM directly for the exact boundaries and application steps.
Is my money safe at ACCLAIM?
ACCLAIM is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ACCLAIM's net worth ratio of 12.98% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.