Federal credit union · COOPERSTOWN, New York · NCUA charter #22625
Leatherstocking Region
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $101.3M
- Total assets
- 5,965
- Members
- 11.7%
- Net-worth ratio
Leatherstocking Region scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $101.3M; members 5,965; net-worth ratio 11.68%; health rank #387 of 4,374; healthier than 90th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#387 of 4,374 health · 2025Q4Leatherstocking Region · health 95/100 · $101.3M · 2025Q4
Call Report peers
Leatherstocking Region in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Leatherstocking Region vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Leatherstocking Region sits in 95-99 with 391 others.
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Leatherstocking Region diverges from peer averages
- Largest favorable gap: Return on Assets at 1.40% vs peer 0.62% (+0.78 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -1.52 pp (70.68% vs 72.20%).
Leatherstocking Region: in-state Call Report ranks
- In New York, health place is #23 of 272 on the same NCUA-ratio sort used nationally.
- New York assets place: #87 of 272.
- Member book place in New York: #100 of 272.
- One place up in New York, ITALO-AMERICAN (#22) ties at 95/100; one place down, TRUNORTHERN (#24) ties at 95/100.
How Leatherstocking Region's 5300 filing moved
Leatherstocking Region: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +6.2% from $101.3M (2025Q4) to $107.5M (2026Q1).
- Net-worth ratio shifted -0.44 pp (12.12% → 11.68%).
At 11.68%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 95/100 score is built
Leatherstocking Region gives up 5 points in total. Delinquency Rate costs the most, 4.9 of its 25; Net Worth Ratio and Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.1 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.9 pts
Leatherstocking Region health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.68% | -0.43 pp |
| Delinquency Rate | 0.99% | +0.10 pp |
| Return on Assets | 1.40% | +0.78 pp |
| Member Growth | 6.56% | - |
| Loan-to-Share Ratio | 70.68% | -1.52 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Leatherstocking Region filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $107.5M | - |
| 2025Q4 | $101.3M | 5,965 |
| 2024Q4 | $89.4M | 5,598 |
| 2023Q4 | $74.3M | 5,349 |
Credit Union Details
- Charter Number
- 22625
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- New York
- City
- COOPERSTOWN
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Leatherstocking Region runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Cooperstown, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
Cross-state Call Report peers for Leatherstocking Region
Using this data
- Leatherstocking Region ranks #387 of 4,374 nationally on financial health and #23 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- COMPASS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with COMPASS
Frequently Asked Questions
Is Leatherstocking Region financially healthy?
On its 2025Q4 NCUA 5300 filing, Leatherstocking Region scores 95/100 (Excellent), with a 11.68% net worth ratio and 0.99% of loans delinquent. It ranks #387 of 4,374 nationally on health and #23 of 272 in New York.
How does Leatherstocking Region compare to other credit unions?
Leatherstocking Region scores 95/100, higher than 90% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is return on assets (1.40% vs 0.62%). Its widest shortfall is loan-to-share ratio (70.68% vs 72.20%).
How can I join Leatherstocking Region?
Leatherstocking Region operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Leatherstocking Region directly for the exact boundaries and application steps.
Is my money safe at Leatherstocking Region?
Leatherstocking Region is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Leatherstocking Region's net worth ratio of 11.68% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.