Federal credit union · SAN ANGELO, Texas · NCUA charter #21710
Goodyear San Angelo
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $3.9M
- Total assets
- 348
- Members
- 13.8%
- Net-worth ratio
Goodyear San Angelo scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.9M; members 348; net-worth ratio 13.76%; health rank #353 of 4,374; healthier than 90th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#353 of 4,374 health · 2025Q4Goodyear San Angelo · health 95/100 · $3.9M · 2025Q4
- NW 95/100
- DELQ 13.8%
- ROA 0.03%
- ASSETS 0.72%
- MEM $3.9M
- RANK 348
- PHOTO #353/4,374
- BOOK n/a
- CHARTER 21710
Call Report peers
Goodyear San Angelo carries $3.9M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Goodyear San Angelo vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Goodyear San Angelo - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #21710, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Goodyear San Angelo vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +29.76 pp (93.36% vs 63.60%).
- Largest lag: Net Worth Ratio at 13.76% vs peer 19.06% (-5.30 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Goodyear San Angelo sits in Texas
- In Texas, health place is #32 of 386 on the same NCUA-ratio sort used nationally.
- Assets rank #354 of 386 inside Texas ($3.9M reported).
- Membership ranks #374 of 386 among Texas CUs with a reported count (348 members).
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Goodyear San Angelo's 5300 filing moved
Goodyear San Angelo: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.3% from $3.9M (2025Q4) to $4.1M (2026Q1).
- Net-worth ratio shifted -0.41 pp (14.17% → 13.76%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 13.76% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 95/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 95.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.8 pts
- Loan-to-Share Ratio 13.2 pts
Goodyear San Angelo vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.76% | -5.30 pp |
| Delinquency Rate | 0.03% | -1.78 pp |
| Return on Assets | 0.72% | +0.27 pp |
| Member Growth | 2.35% | - |
| Loan-to-Share Ratio | 93.36% | +29.76 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - Goodyear San Angelo
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.1M | - |
| 2025Q4 | $3.9M | 348 |
| 2024Q4 | $3.6M | 340 |
| 2023Q4 | $3.2M | 326 |
Credit Union Details
- Charter Number
- 21710
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Texas
- City
- SAN ANGELO
- Data Quarter
- 2025Q4
Branch Locations (2)
Goodyear San Angelo operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Goodyear SAFCU (Main Office) | SAN ANGELO, TX |
| Goodyear Proving Grounds | San Angelo, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Goodyear San Angelo, both outside Texas so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (95/100 here).
Using this data
- Goodyear San Angelo ranks #353 of 4,374 nationally on financial health and #32 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Everman Parkway is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Everman Parkway
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Goodyear San Angelo financially healthy?
A 13.76% net worth ratio and a 0.03% delinquency rate feed into Goodyear San Angelo's financial health score of 95/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #353 of 4,374; by total assets it ranks #3,974 of 4,374 nationally (same basis as /rankings/largest); and #354 of 386 within Texas. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Goodyear San Angelo compare to other credit unions?
On PlainCU's health composite, Goodyear San Angelo lands at 95/100, compared to a peer group average for $2M–$10M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Goodyear San Angelo?
Goodyear San Angelo operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Goodyear San Angelo directly for the exact boundaries and application steps.
Is my money safe at Goodyear San Angelo?
Federal credit unions like Goodyear San Angelo are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Goodyear San Angelo's net worth ratio of 13.76% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Goodyear San Angelo offer compared to banks?
Credit unions like Goodyear San Angelo are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Goodyear San Angelo directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.