Federal credit union · OAK HARBOR, Ohio · NCUA charter #21873
Commodore Perry
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $101.1M
- Total assets
- 5,912
- Members
- 10.2%
- Net-worth ratio
Commodore Perry scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $101.1M; members 5,912; net-worth ratio 10.24%; health rank #2,766 of 4,374; healthier than 36th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,766 of 4,374 health · 2025Q4Commodore Perry · health 80/100 · $101.1M · 2025Q4
Call Report peers
Commodore Perry in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Commodore Perry vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Commodore Perry sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Commodore Perry: Call Report deltas vs peers
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +11.32 pp (83.52% vs 72.20%).
- Widest shortfall vs peers is Net Worth Ratio: -1.87 pp (10.24% vs 12.11%).
Commodore Perry in Ohio
- Ohio health ordinal: #127 of 196.
- Ohio assets place: #78 of 196.
- Ohio membership ordinal: #89 of 196.
- One place up in Ohio, CENTURY (#126) ties at 80/100; one place down, Toledo Metro (#128) ties at 80/100.
Commodore Perry: 2025Q4 → 2026Q1
Commodore Perry: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.8% from $101.1M (2025Q4) to $103.0M (2026Q1).
- Net-worth ratio shifted -0.03 pp (10.27% → 10.24%).
This credit union's 10.24% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 80/100 score is built
Commodore Perry gives up 20 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.6 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.4 pts
Commodore Perry vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.24% | -1.87 pp |
| Delinquency Rate | 1.06% | +0.16 pp |
| Return on Assets | 0.57% | -0.06 pp |
| Member Growth | -6.20% | - |
| Loan-to-Share Ratio | 83.52% | +11.32 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $103.0M | - |
| 2025Q4 | $101.1M | 5,912 |
| 2024Q4 | $94.5M | 6,303 |
| 2023Q4 | $87.0M | 6,608 |
Credit Union Details
- Charter Number
- 21873
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- OAK HARBOR
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Commodore Perry runs 3 offices in 3 different cities.
| Office | City |
|---|---|
| COMMODORE PERRY FEDERAL CREDIT UNION (Main Office) | OAK HARBOR, OH |
| COMMODORE PERRY FEDERAL CREDIT UNION | ELMORE, OH |
| COMMODORE PERRY FEDERAL CREDIT UNION | PORT CLINTON, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
Other-state peers near Commodore Perry
Similar total assets
Using this data
- Commodore Perry ranks #2,766 of 4,374 nationally on financial health and #127 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Community Star is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Community Star
Frequently Asked Questions
Is Commodore Perry financially healthy?
Commodore Perry has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,766 of 4,374 nationally on health and #127 of 196 in Ohio. Its net worth ratio is 10.24% and its delinquency rate 1.06%.
How does Commodore Perry compare to other credit unions?
Commodore Perry scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (83.52% vs 72.20%). Its widest shortfall is net worth ratio (10.24% vs 12.11%).
How can I join Commodore Perry?
Commodore Perry operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Commodore Perry directly for the exact boundaries and application steps.
Is my money safe at Commodore Perry?
Commodore Perry is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Commodore Perry's net worth ratio of 10.24% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.