State credit union · Kansas City, Kansas · NCUA charter #63169
RELIANCE
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $25.6M
- Total assets
- 1,822
- Members
- 15.7%
- Net-worth ratio
RELIANCE scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $25.6M; members 1,822; net-worth ratio 15.69%; health rank #2,077 of 4,374; healthier than 50th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,077 of 4,374 health · 2025Q4RELIANCE · health 84/100 · $25.6M · 2025Q4
Call Report peers
RELIANCE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
RELIANCE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); RELIANCE sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
RELIANCE: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 62.67% vs peer 59.80% (+2.87 pp).
- Return on Assets trails the peer set - 0.56% here, 0.70% peer average (-0.14 pp).
Kansas standing for RELIANCE
- Kansas health ordinal: #25 of 61.
- Kansas assets place: #36 of 61.
- Kansas membership ordinal: #42 of 61.
- One place up in Kansas, Empower Blue (#24) ties at 84/100; one place down, United Northwest (#26) ties at 84/100.
How RELIANCE's 5300 filing moved
RELIANCE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.2% from $25.6M (2025Q4) to $25.7M (2026Q1).
- Net-worth ratio shifted +0.30 pp (15.39% → 15.69%).
15.69% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 84/100 score is built
RELIANCE gives up 16 points in total. Member Growth costs the most, 14.5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.5 pts
- Loan-to-Share Ratio 13.5 pts
RELIANCE health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.69% | +0.83 pp |
| Delinquency Rate | 0.28% | -0.87 pp |
| Return on Assets | 0.56% | -0.14 pp |
| Member Growth | -4.71% | - |
| Loan-to-Share Ratio | 62.67% | +2.87 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
RELIANCE filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $25.7M | - |
| 2025Q4 | $25.6M | 1,822 |
| 2024Q4 | $25.2M | 1,912 |
| 2023Q4 | $27.6M | 2,048 |
Credit Union Details
- Charter Number
- 63169
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Kansas
- City
- Kansas City
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for RELIANCE.
| Office | City |
|---|---|
| Main (Main Office) | Kansas City, KS |
| Providence Branch | Kansas City, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
A look at other Kansas credit unions, ranked by how closely their peer group and asset size match this one.
RELIANCE nationwide neighbourhoods
Using this data
- RELIANCE ranks #2,077 of 4,374 nationally on financial health and #25 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BELL is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BELL
Frequently Asked Questions
Is RELIANCE financially healthy?
RELIANCE has a financial health score of 84/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,077 of 4,374 nationally on health and #25 of 61 in Kansas. Its net worth ratio is 15.69% and its delinquency rate 0.28%.
How does RELIANCE compare to other credit unions?
RELIANCE scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (62.67% vs 59.80%). Its widest shortfall is return on assets (0.56% vs 0.70%).
How can I join RELIANCE?
Membership eligibility for RELIANCE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact RELIANCE directly for current membership requirements and application steps.
Is my money safe at RELIANCE?
RELIANCE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. RELIANCE's net worth ratio of 15.69% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.