Federal credit union · Marysville, Kansas · NCUA charter #7610
Sunflower Community
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $32.0M
- Total assets
- 3,488
- Members
- 8.2%
- Net-worth ratio
Sunflower Community scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $32.0M; members 3,488; net-worth ratio 8.20%; health rank #3,785 of 4,374; healthier than 13th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,785 of 4,374 health · 2025Q4Sunflower Community · health 67/100 · $32.0M · 2025Q4
- CAMELS 67/100
- HEALTH 8.2%
- NW 3.33%
- DELQ 0.34%
- ROA $32.0M
- ASSETS 3,488
- MEM #3,785/4,374
- RANK Steel Strong Community
- PHOTO 7610
Call Report peers
Sunflower Community in the assets neighbourhood
Sunflower Community's $32.0M assets sit next to Steel Strong Community ($32.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Sunflower Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Sunflower Community - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #7610. See our deposit-insurance coverage note.
Sunflower Community: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 77.62% here, 59.80% peer average (+17.82 pp).
- Widest shortfall vs peers is Net Worth Ratio: -6.66 pp (8.20% vs 14.86%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Sunflower Community sits in Kansas
- In Kansas, health place is #51 of 61 on the same NCUA-ratio sort used nationally.
- Assets rank #33 of 61 inside Kansas ($32.0M reported).
- Membership ranks #30 of 61 among Kansas CUs with a reported count (3,488 members).
In-state ordinals use the live credit_unions table for KS only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Sunflower Community's 5300 filing moved
Sunflower Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.0% from $32.0M (2025Q4) to $32.3M (2026Q1).
- Net-worth ratio shifted +0.10 pp (8.10% → 8.20%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 8.20%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 67/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 67.
- Net Worth Ratio 25.5 pts
- Delinquency Rate 4.2 pts
- Return on Assets 12.5 pts
- Member Growth 9.9 pts
- Loan-to-Share Ratio 14.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.20% | -6.66 pp |
| Delinquency Rate | 3.33% | +2.19 pp |
| Return on Assets | 0.34% | -0.37 pp |
| Member Growth | 0.78% | - |
| Loan-to-Share Ratio | 77.62% | +17.82 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Sunflower Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $32.3M | - |
| 2025Q4 | $32.0M | 3,488 |
| 2024Q4 | $30.6M | 3,461 |
| 2023Q4 | $25.9M | 3,419 |
Credit Union Details
- Charter Number
- 7610
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Kansas
- City
- Marysville
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Sunflower Community runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Marysville, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
A look at other Kansas credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Sunflower Community
Cross-state asset and health neighbours for Sunflower Community - kept outside Kansas; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($32.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (67/100 here).
Using this data
- Sunflower Community ranks #3,785 of 4,374 nationally on financial health and #51 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- K.U.M.C. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with K.U.M.C.
- Rates and health both vary by institution, not just by state -- see how Kansas credit unions compare overall before assuming this one is typical. Kansas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Sunflower Community financially healthy?
Sunflower Community scores 67/100 (Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,785 of 4,374; by total assets it ranks #2,800 of 4,374 nationally (same basis as /rankings/largest); and #33 of 61 within Kansas. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 8.20% net worth ratio and a 3.33% delinquency rate.
How does Sunflower Community compare to other credit unions?
67/100 is Sunflower Community's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Sunflower Community?
Sunflower Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Sunflower Community directly for the exact boundaries and application steps.
Is my money safe at Sunflower Community?
Federal credit unions like Sunflower Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Sunflower Community's net worth ratio of 8.20% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Sunflower Community offer compared to banks?
Credit unions like Sunflower Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Sunflower Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.