State credit union · Portsmouth, Virginia · NCUA charter #66942
Pfd Firefighters Credit Union Inc.
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $33.1M
- Total assets
- 2,293
- Members
- 15.0%
- Net-worth ratio
Pfd Firefighters Credit Union Inc. scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $33.1M; members 2,293; net-worth ratio 15.04%; health rank #906 of 4,374; healthier than 77th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#906 of 4,374 health · 2025Q4Pfd Firefighters · health 91/100 · $33.1M · 2025Q4
- BOOK 91/100
- CHARTER 15.0%
- NCUSIF 0.50%
- CAMELS 0.64%
- HEALTH $33.1M
- NW 2,293
- DELQ #906/4,374
- ROA Cincinnati Employees
- ASSETS 66942
Call Report peers
Pfd Firefighters Credit Union Inc. in the assets neighbourhood
Pfd Firefighters Credit Union Inc.'s $33.1M assets sit next to Cincinnati Employees ($33.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Pfd Firefighters Credit Union Inc. vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Pfd Firefighters Credit Union Inc. - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #66942, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for Pfd Firefighters Credit Union Inc.
- Loan-to-Share Ratio leads the peer set - 96.95% here, 59.80% peer average (+37.15 pp).
- Largest lag: Return on Assets at 0.64% vs peer 0.70% (-0.06 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Virginia standing for Pfd Firefighters Credit Union Inc.
- Health composite ranks #12 of 95 among scored Virginia credit unions.
- Assets rank #64 of 95 inside Virginia ($33.1M reported).
- Membership ranks #68 of 95 among Virginia CUs with a reported count (2,293 members).
In-state ordinals use the live credit_unions table for VA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Pfd Firefighters Credit Union Inc.: 2025Q4 → 2026Q1
Pfd Firefighters Credit Union Inc.: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.1% from $33.1M (2025Q4) to $33.8M (2026Q1).
- Net-worth ratio shifted -0.18 pp (15.22% → 15.04%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
15.04% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.8 pts
- Loan-to-Share Ratio 12.2 pts
Pfd Firefighters health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.04% | +0.18 pp |
| Delinquency Rate | 0.50% | -0.64 pp |
| Return on Assets | 0.64% | -0.06 pp |
| Member Growth | -0.13% | - |
| Loan-to-Share Ratio | 96.95% | +37.15 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Pfd Firefighters filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $33.8M | - |
| 2025Q4 | $33.1M | 2,293 |
| 2024Q4 | $32.0M | 2,296 |
| 2023Q4 | $34.2M | 2,228 |
Credit Union Details
- Charter Number
- 66942
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Virginia
- City
- Portsmouth
- Data Quarter
- 2025Q4
Branch Location
Pfd Firefighters Credit Union Inc. operates a single office in Portsmouth, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| PFD Firefighters Credit Union, Inc (Main Office) | Portsmouth, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
More federally-insured credit unions based in Virginia, ordered by peer group match and asset size.
- LYNCHBURG MUNICIPAL EMPLOYEESLynchburg, VA · $10M–$50M89Health
- FIRST NRVRadford, VA · $10M–$50M61Health
- NORFOLK FIRE DEPARTMENTNorfolk, VA · $10M–$50M85Health
- PATENT AND TRADEMARK OFFICEALEXANDRIA, VA · $10M–$50M49Health
- AUGUSTA COUNTYVERONA, VA · $10M–$50M83Health
Compare Pfd Firefighters Credit Union Inc. vs LYNCHBURG MUNICIPAL EMPLOYEES
Pfd Firefighters Credit Union Inc. nationwide neighbourhoods
Pfd Firefighters Credit Union Inc.'s nationwide photo peers by assets and by health score, excluding Virginia charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($33.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- Pfd Firefighters Credit Union Inc. ranks #906 of 4,374 nationally on financial health and #12 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Lynchburg Municipal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Lynchburg Municipal Employees
- Rates and health both vary by institution, not just by state -- see how Virginia credit unions compare overall before assuming this one is typical. Virginia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Pfd Firefighters Credit Union Inc. financially healthy?
Pfd Firefighters Credit Union Inc. has a financial health score of 91/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #906 of 4,374; by total assets it ranks #2,778 of 4,374 nationally (same basis as /rankings/largest); and #64 of 95 within Virginia. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 15.04% and delinquency rate of 0.50%.
How does Pfd Firefighters Credit Union Inc. compare to other credit unions?
Five weighted metrics from NCUA filings produce Pfd Firefighters Credit Union Inc.'s 91/100 score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Pfd Firefighters Credit Union Inc.?
Membership eligibility for Pfd Firefighters Credit Union Inc. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Pfd Firefighters Credit Union Inc. directly for current membership requirements and application steps.
Is my money safe at Pfd Firefighters Credit Union Inc.?
Federal credit unions like Pfd Firefighters Credit Union Inc. are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Pfd Firefighters Credit Union Inc.'s net worth ratio of 15.04% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Pfd Firefighters Credit Union Inc. offer compared to banks?
Credit unions like Pfd Firefighters Credit Union Inc. are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Pfd Firefighters Credit Union Inc. directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.