State credit union · Portsmouth, Virginia · NCUA charter #66942
Pfd Firefighters Credit Union Inc.
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $33.1M
- Total assets
- 2,293
- Members
- 15.0%
- Net-worth ratio
Pfd Firefighters Credit Union Inc. scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $33.1M; members 2,293; net-worth ratio 15.04%; health rank #906 of 4,374; healthier than 77th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#906 of 4,374 health · 2025Q4Pfd Firefighters · health 91/100 · $33.1M · 2025Q4
Call Report peers
Pfd Firefighters Credit Union Inc. in the assets neighbourhood
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Pfd Firefighters Credit Union Inc. vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Pfd Firefighters Credit Union Inc. sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Pfd Firefighters Credit Union Inc.
- Loan-to-Share Ratio leads the peer set - 96.95% here, 59.80% peer average (+37.15 pp).
- Largest lag: Return on Assets at 0.64% vs peer 0.70% (-0.06 pp).
Virginia standing for Pfd Firefighters Credit Union Inc.
- Health composite ranks #12 of 95 among scored Virginia credit unions.
- Assets rank #64 of 95 inside Virginia ($33.1M reported).
- Membership ranks #68 of 95 among Virginia CUs with a reported count (2,293 members).
- One place up in Virginia, BRONCO (#11) scores 92/100, 1 point higher; one place down, NORTHWEST (#13) ties at 91/100.
Pfd Firefighters Credit Union Inc.: 2025Q4 → 2026Q1
Pfd Firefighters Credit Union Inc.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.1% from $33.1M (2025Q4) to $33.8M (2026Q1).
- Net-worth ratio shifted -0.18 pp (15.22% → 15.04%).
15.04% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Pfd Firefighters Credit Union Inc. gives up 9 points in total. Member Growth costs the most, 6.2 of its 15; Delinquency Rate and Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.8 pts
- Loan-to-Share Ratio 12.2 pts
Pfd Firefighters health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.04% | +0.18 pp |
| Delinquency Rate | 0.50% | -0.64 pp |
| Return on Assets | 0.64% | -0.06 pp |
| Member Growth | -0.13% | - |
| Loan-to-Share Ratio | 96.95% | +37.15 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Pfd Firefighters filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $33.8M | - |
| 2025Q4 | $33.1M | 2,293 |
| 2024Q4 | $32.0M | 2,296 |
| 2023Q4 | $34.2M | 2,228 |
Credit Union Details
- Charter Number
- 66942
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Virginia
- City
- Portsmouth
- Data Quarter
- 2025Q4
Branch Location
Pfd Firefighters Credit Union Inc. operates a single office in Portsmouth, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| PFD Firefighters Credit Union, Inc (Main Office) | Portsmouth, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
More federally-insured credit unions based in Virginia, ordered by peer group match and asset size.
- LYNCHBURG MUNICIPAL EMPLOYEESLynchburg, VA · $10M–$50M89Health
- FIRST NRVRadford, VA · $10M–$50M61Health
- NORFOLK FIRE DEPARTMENTNorfolk, VA · $10M–$50M85Health
- PATENT AND TRADEMARK OFFICEALEXANDRIA, VA · $10M–$50M49Health
- AUGUSTA COUNTYVERONA, VA · $10M–$50M83Health
Compare Pfd Firefighters Credit Union Inc. vs LYNCHBURG MUNICIPAL EMPLOYEES
Pfd Firefighters Credit Union Inc. nationwide neighbourhoods
Using this data
- Pfd Firefighters Credit Union Inc. ranks #906 of 4,374 nationally on financial health and #12 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Lynchburg Municipal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Lynchburg Municipal Employees
Frequently Asked Questions
Is Pfd Firefighters Credit Union Inc. financially healthy?
On its 2025Q4 NCUA 5300 filing, Pfd Firefighters Credit Union Inc. scores 91/100 (Excellent), with a 15.04% net worth ratio and 0.50% of loans delinquent. It ranks #906 of 4,374 nationally on health and #12 of 95 in Virginia.
How does Pfd Firefighters Credit Union Inc. compare to other credit unions?
Pfd Firefighters Credit Union Inc. scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (96.95% vs 59.80%). Its widest shortfall is return on assets (0.64% vs 0.70%).
How can I join Pfd Firefighters Credit Union Inc.?
Membership eligibility for Pfd Firefighters Credit Union Inc. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Pfd Firefighters Credit Union Inc. directly for current membership requirements and application steps.
Is my money safe at Pfd Firefighters Credit Union Inc.?
Pfd Firefighters Credit Union Inc. is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Pfd Firefighters Credit Union Inc.'s net worth ratio of 15.04% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.