Federal credit union · Humble, Texas · NCUA charter #97112
INVESTEX
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $239.6M
- Total assets
- 21,389
- Members
- 11.3%
- Net-worth ratio
INVESTEX scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $239.6M; members 21,389; net-worth ratio 11.31%; health rank #2,608 of 4,374; healthier than 39th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,608 of 4,374 health · 2025Q4INVESTEX · health 81/100 · $239.6M · 2025Q4
Call Report peers
INVESTEX in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
INVESTEX vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); INVESTEX sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for INVESTEX
- Largest favorable gap: Delinquency Rate at 0.68% vs peer 0.89% (-0.22 pp).
- Loan-to-Share Ratio trails the peer set - 57.75% here, 72.20% peer average (-14.45 pp).
Where INVESTEX sits in Texas
- In Texas, health place is #234 of 386 on the same NCUA-ratio sort used nationally.
- Assets rank #92 of 386 inside Texas ($239.6M reported).
- Texas membership ordinal: #81 of 386.
- One place up in Texas, CAPROCK (#233) ties at 81/100; one place down, Greater Central Texas (#235) ties at 81/100.
How INVESTEX's 5300 filing moved
INVESTEX: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.4% from $239.6M (2025Q4) to $245.3M (2026Q1).
- Net-worth ratio shifted -0.22 pp (11.53% → 11.31%).
At 11.31%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 81/100 score is built
INVESTEX gives up 19 points in total. Return on Assets costs the most, 7.9 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.2 pts
- Return on Assets 7.1 pts
- Member Growth 8.6 pts
- Loan-to-Share Ratio 12.1 pts
Call Report ratios for INVESTEX
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.31% | -0.80 pp |
| Delinquency Rate | 0.68% | -0.22 pp |
| Return on Assets | 0.06% | -0.56 pp |
| Member Growth | -0.25% | - |
| Loan-to-Share Ratio | 57.75% | -14.45 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
INVESTEX quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $245.3M | - |
| 2025Q4 | $239.6M | 21,389 |
| 2024Q4 | $235.7M | 21,442 |
| 2023Q4 | $236.7M | 21,385 |
Credit Union Details
- Charter Number
- 97112
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Texas
- City
- Humble
- Data Quarter
- 2025Q4
Branch Locations (6)
The NCUA branch filing lists 6 physical offices for INVESTEX, spread across 4 cities.
| Office | City |
|---|---|
| Investex Credit Union (Main Office) | Humble, TX |
| InvesTex Credit Union | Houston, TX |
| InvesTex Credit Union | Houston, TX |
| InvesTex Credit Union | Humble, TX |
| InvesTex Credit Union | Spring, TX |
| InvesTex Credit Union | Tomball, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- INVESTEX ranks #2,608 of 4,374 nationally on financial health and #234 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- PANTEX is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PANTEX
Frequently Asked Questions
Is INVESTEX financially healthy?
On its 2025Q4 NCUA 5300 filing, INVESTEX scores 81/100 (Excellent), with a 11.31% net worth ratio and 0.68% of loans delinquent. It ranks #2,608 of 4,374 nationally on health and #234 of 386 in Texas.
How does INVESTEX compare to other credit unions?
INVESTEX scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.68% vs 0.89%). Its widest shortfall is loan-to-share ratio (57.75% vs 72.20%).
How can I join INVESTEX?
Membership eligibility for INVESTEX depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact INVESTEX directly for current membership requirements and application steps.
Is my money safe at INVESTEX?
INVESTEX is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. INVESTEX's net worth ratio of 11.31% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.