Federal credit union · Memphis, Tennessee · NCUA charter #5811
Kennedy Va Employees
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $25.6M
- Total assets
- 3,350
- Members
- 15.5%
- Net-worth ratio
Kennedy Va Employees scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $25.6M; members 3,350; net-worth ratio 15.47%; health rank #1,212 of 4,374; healthier than 69th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,212 of 4,374 health · 2025Q4Kennedy Va Employees · health 89/100 · $25.6M · 2025Q4
Call Report peers
Kennedy Va Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Kennedy Va Employees vs every NCUA-scored credit union
Kennedy Va Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Kennedy Va Employees diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 15.47% vs peer 14.86% (+0.61 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -20.11 pp (39.69% vs 59.80%).
Kennedy Va Employees: in-state Call Report ranks
- Health composite ranks #41 of 127 among scored Tennessee credit unions.
- By total assets, Kennedy Va Employees is #87 of 127 in Tennessee.
- Membership ranks #67 of 127 among Tennessee CUs with a reported count (3,350 members).
- One place up in Tennessee, B. M. H. (#40) ties at 89/100; one place down, New South Credit Union (#42) ties at 89/100.
Kennedy Va Employees Call Report trajectory
Kennedy Va Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.4% from $25.6M (2025Q4) to $25.5M (2026Q1).
- Net-worth ratio shifted +0.23 pp (15.24% → 15.47%).
At 15.47%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 89/100 score is built
Kennedy Va Employees gives up 11 points in total. Loan-to-Share Ratio costs the most, 5.4 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.2 pts
- Return on Assets 15.0 pts
- Member Growth 11.4 pts
- Loan-to-Share Ratio 9.4 pts
Call Report ratios for Kennedy Va Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.47% | +0.61 pp |
| Delinquency Rate | 0.68% | -0.46 pp |
| Return on Assets | 0.53% | -0.17 pp |
| Member Growth | 2.04% | - |
| Loan-to-Share Ratio | 39.69% | -20.11 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Kennedy Va Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $25.5M | - |
| 2025Q4 | $25.6M | 3,350 |
| 2024Q4 | $26.2M | 3,283 |
| 2023Q4 | $25.8M | 3,166 |
Credit Union Details
- Charter Number
- 5811
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Tennessee
- City
- Memphis
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Kennedy Va Employees runs one office.
| Office | City |
|---|---|
| Kennedy Va Employees FCU (Main Office) | Memphis, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
A look at other Tennessee credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- Kennedy Va Employees ranks #1,212 of 4,374 nationally on financial health and #41 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Chattanooga First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Chattanooga First
Frequently Asked Questions
Is Kennedy Va Employees financially healthy?
Kennedy Va Employees has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,212 of 4,374 nationally on health and #41 of 127 in Tennessee. Its net worth ratio is 15.47% and its delinquency rate 0.68%.
How does Kennedy Va Employees compare to other credit unions?
Kennedy Va Employees scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (15.47% vs 14.86%). Its widest shortfall is loan-to-share ratio (39.69% vs 59.80%).
How can I join Kennedy Va Employees?
Kennedy Va Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Kennedy Va Employees directly for the exact boundaries and application steps.
Is my money safe at Kennedy Va Employees?
Kennedy Va Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Kennedy Va Employees's net worth ratio of 15.47% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.