State credit union · Bath, Maine · NCUA charter #67993
ANCORUM
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $395.0M
- Total assets
- 30,693
- Members
- 9.6%
- Net-worth ratio
ANCORUM scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $395.0M; members 30,693; net-worth ratio 9.59%; health rank #846 of 4,374; healthier than 80th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#846 of 4,374 health · 2025Q4ANCORUM · health 92/100 · $395.0M · 2025Q4
Call Report peers
ANCORUM in the assets neighbourhood
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ANCORUM vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); ANCORUM sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
ANCORUM: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 81.66% vs peer 72.20% (+9.46 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.52 pp (9.59% vs 12.11%).
Maine standing for ANCORUM
- Maine health ordinal: #14 of 48.
- By total assets, ANCORUM is #12 of 48 in Maine.
- Member book place in Maine: #9 of 48.
- One place up in Maine, BREWER (#13) ties at 92/100; one place down, Capital Area (#15) scores 91/100, 1 point lower.
How ANCORUM's 5300 filing moved
ANCORUM: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.7% from $395.0M (2025Q4) to $405.7M (2026Q1).
- Net-worth ratio shifted +0.34 pp (9.25% → 9.59%).
9.59% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 92/100 score is built
ANCORUM gives up 8 points in total. Member Growth costs the most, 7.1 of its 15; Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 29.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.9 pts
- Loan-to-Share Ratio 15.1 pts
ANCORUM vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.59% | -2.52 pp |
| Delinquency Rate | 0.32% | -0.57 pp |
| Return on Assets | 0.56% | -0.06 pp |
| Member Growth | -0.62% | - |
| Loan-to-Share Ratio | 81.66% | +9.46 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - ANCORUM
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $405.7M | - |
| 2025Q4 | $395.0M | 30,693 |
| 2024Q4 | $384.3M | 30,885 |
| 2023Q4 | $358.0M | 29,650 |
Credit Union Details
- Charter Number
- 67993
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Maine
- City
- Bath
- Data Quarter
- 2025Q4
Branch Locations (15)
The NCUA branch filing lists 15 physical offices for ANCORUM, spread across 15 cities.
| Office | City |
|---|---|
| Ancorum Credit Union (Main Office) | Bath, ME |
| Ancorum Credit Union | Auburn, ME |
| Ancorum Credit Union | Augusta, ME |
| Ancorum Credit Union | Bowdoinham, ME |
| Ancorum Credit Union | Brunswick, ME |
| Ancorum Credit Union | Lewiston, ME |
| Ancorum Credit Union | Lisbon, ME |
| Ancorum Credit Union | Portland, ME |
| Ancorum Credit Union | Rockland, ME |
| Ancorum Credit Union | Scarborough, ME |
| Ancorum Credit Union | Skowhegan, ME |
| Ancorum Credit Union | Topsham, ME |
| Ancorum Credit Union | Waterville, ME |
| Ancorum Credit Union | Windham, ME |
| Ancorum Credit Union | Yarmouth, ME |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maine
More federally-insured credit unions based in Maine, ordered by peer group match and asset size.
Other-state peers near ANCORUM
Using this data
- ANCORUM ranks #846 of 4,374 nationally on financial health and #14 of 48 in ME -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ACADIA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ACADIA
Frequently Asked Questions
Is ANCORUM financially healthy?
On its 2025Q4 NCUA 5300 filing, ANCORUM scores 92/100 (Excellent), with a 9.59% net worth ratio and 0.32% of loans delinquent. It ranks #846 of 4,374 nationally on health and #14 of 48 in Maine.
How does ANCORUM compare to other credit unions?
ANCORUM scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (81.66% vs 72.20%). Its widest shortfall is net worth ratio (9.59% vs 12.11%).
How can I join ANCORUM?
Membership eligibility for ANCORUM depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ANCORUM directly for current membership requirements and application steps.
Is my money safe at ANCORUM?
ANCORUM is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ANCORUM's net worth ratio of 9.59% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.