Federal credit union · Deepwater, New Jersey · NCUA charter #430
Deepwater Industries
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $111.0M
- Total assets
- 7,799
- Members
- 10.8%
- Net-worth ratio
Deepwater Industries scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $111.0M; members 7,799; net-worth ratio 10.80%; health rank #2,622 of 4,374; healthier than 39th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,622 of 4,374 health · 2025Q4Deepwater Industries · health 81/100 · $111.0M · 2025Q4
Call Report peers
Deepwater Industries in the assets neighbourhood
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Deepwater Industries vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Deepwater Industries sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Deepwater Industries vs $100M–$500M peers
- Strongest edge vs 1069 $100M–$500M peers is Delinquency Rate: -0.38 pp (0.52% vs 0.89%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -16.76 pp (55.44% vs 72.20%).
Deepwater Industries: in-state Call Report ranks
- New Jersey health ordinal: #37 of 127.
- Assets rank #26 of 127 inside New Jersey ($111.0M reported).
- Membership ranks #27 of 127 among New Jersey CUs with a reported count (7,799 members).
- One place up in New Jersey, Erie Lackawanna Railroad Co Emp (#36) ties at 81/100; one place down, Central Jersey (#38) ties at 81/100.
How Deepwater Industries's 5300 filing moved
Deepwater Industries: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.0% from $111.0M (2025Q4) to $113.2M (2026Q1).
- Net-worth ratio shifted +0.24 pp (10.56% → 10.80%).
This credit union's 10.80% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Deepwater Industries gives up 19 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.8 pts
- Return on Assets 14.8 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 11.4 pts
Deepwater Industries health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.80% | -1.31 pp |
| Delinquency Rate | 0.52% | -0.38 pp |
| Return on Assets | 0.49% | -0.14 pp |
| Member Growth | -12.24% | - |
| Loan-to-Share Ratio | 55.44% | -16.76 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Deepwater Industries filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $113.2M | - |
| 2025Q4 | $111.0M | 7,799 |
| 2024Q4 | $110.1M | 8,887 |
| 2023Q4 | $108.6M | 9,331 |
Credit Union Details
- Charter Number
- 430
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- New Jersey
- City
- Deepwater
- Data Quarter
- 2025Q4
Branch Locations (2)
Deepwater Industries operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Deepwater Headquarters (Main Office) | Deepwater, NJ |
| Woodstown Branch | Pilesgrove, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
More federally-insured credit unions based in New Jersey, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- Deepwater Industries ranks #2,622 of 4,374 nationally on financial health and #37 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Advanced Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Advanced Financial
Frequently Asked Questions
Is Deepwater Industries financially healthy?
Deepwater Industries has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,622 of 4,374 nationally on health and #37 of 127 in New Jersey. Its net worth ratio is 10.80% and its delinquency rate 0.52%.
How does Deepwater Industries compare to other credit unions?
Deepwater Industries scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.52% vs 0.89%). Its widest shortfall is loan-to-share ratio (55.44% vs 72.20%).
How can I join Deepwater Industries?
Deepwater Industries operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Deepwater Industries directly for the exact boundaries and application steps.
Is my money safe at Deepwater Industries?
Deepwater Industries is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Deepwater Industries's net worth ratio of 10.80% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.