Federal credit union · Roselle Park, New Jersey · NCUA charter #120
County Excellence
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $129.1M
- Total assets
- 8,755
- Members
- 8.5%
- Net-worth ratio
County Excellence scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $129.1M; members 8,755; net-worth ratio 8.52%; health rank #3,216 of 4,374; healthier than 26th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,216 of 4,374 health · 2025Q4County Excellence · health 76/100 · $129.1M · 2025Q4
Call Report peers
County Excellence in the assets neighbourhood
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County Excellence vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); County Excellence sits in 75-79 with 502 others.
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
County Excellence: Call Report deltas vs peers
- Widest shortfall vs peers is Loan-to-Share Ratio: -13.53 pp (58.67% vs 72.20%).
County Excellence: in-state Call Report ranks
- New Jersey health ordinal: #57 of 127.
- New Jersey assets place: #25 of 127.
- Member book place in New Jersey: #24 of 127.
- One place up in New Jersey, Financial Resources (#56) ties at 76/100; one place down, Union Building Trades (#58) scores 75/100, 1 point lower.
How County Excellence's 5300 filing moved
County Excellence: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.8% from $129.1M (2025Q4) to $134.0M (2026Q1).
- Net-worth ratio shifted -0.11 pp (8.63% → 8.52%).
This credit union's 8.52% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 76/100 score is built
County Excellence gives up 24 points in total. Delinquency Rate costs the most, 7.5 of its 25; Loan-to-Share Ratio loses the least, 2.5.
- Net Worth Ratio 26.3 pts
- Delinquency Rate 17.5 pts
- Return on Assets 10.6 pts
- Member Growth 9.6 pts
- Loan-to-Share Ratio 12.0 pts
County Excellence health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.52% | -3.59 pp |
| Delinquency Rate | 1.34% | +0.44 pp |
| Return on Assets | 0.21% | -0.42 pp |
| Member Growth | 0.51% | - |
| Loan-to-Share Ratio | 58.67% | -13.53 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
County Excellence quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $134.0M | - |
| 2025Q4 | $129.1M | 8,755 |
| 2024Q4 | $122.0M | 8,711 |
| 2023Q4 | $122.9M | 8,903 |
Credit Union Details
- Charter Number
- 120
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- New Jersey
- City
- Roselle Park
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, County Excellence runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| County Excellence FCU Br1 (Main Office) | Roselle Park, NJ |
| County Excellence FCU Br2 | Martinsville, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
Other federally-insured credit unions in New Jersey, closest first by peer group and asset size.
Cross-state Call Report peers for County Excellence
Using this data
- County Excellence ranks #3,216 of 4,374 nationally on financial health and #57 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Members 1st of Nj is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Members 1st of Nj
Frequently Asked Questions
Is County Excellence financially healthy?
County Excellence has a financial health score of 76/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,216 of 4,374 nationally on health and #57 of 127 in New Jersey. Its net worth ratio is 8.52% and its delinquency rate 1.34%.
How does County Excellence compare to other credit unions?
County Excellence scores 76/100, higher than 26% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (58.67% vs 72.20%).
How can I join County Excellence?
County Excellence operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact County Excellence directly for the exact boundaries and application steps.
Is my money safe at County Excellence?
County Excellence is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. County Excellence's net worth ratio of 8.52% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.