Federal credit union · Harrison, New Jersey · NCUA charter #6638
Harrison Police & Firemen's
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $27.7M
- Total assets
- 1,349
- Members
- 14.9%
- Net-worth ratio
Harrison Police & Firemen's scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $27.7M; members 1,349; net-worth ratio 14.93%; health rank #1,777 of 4,374; healthier than 57th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,777 of 4,374 health · 2025Q4Harrison Police & Firemen's · health 86/100 · $27.7M · 2025Q4
Call Report peers
Harrison Police & Firemen's in the assets neighbourhood
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Harrison Police & Firemen's vs every NCUA-scored credit union
Harrison Police & Firemen's sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Harrison Police & Firemen's vs $10M–$50M peers
- Return on Assets leads the peer set - 0.95% here, 0.70% peer average (+0.25 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -6.60 pp (53.20% vs 59.80%).
Where Harrison Police & Firemen's sits in New Jersey
- In New Jersey, health place is #16 of 127 on the same NCUA-ratio sort used nationally.
- Assets rank #56 of 127 inside New Jersey ($27.7M reported).
- New Jersey membership ordinal: #74 of 127.
- One place up in New Jersey, Trenton Nj Firemen (#15) ties at 86/100; one place down, Nova Ua (#17) ties at 86/100.
Quarter path for Harrison Police & Firemen's
Harrison Police & Firemen's: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.5% from $27.7M (2025Q4) to $27.5M (2026Q1).
- Net-worth ratio shifted +0.26 pp (14.67% → 14.93%).
14.93% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 86/100 score is built
Harrison Police & Firemen's gives up 14 points in total. Member Growth costs the most, 5.3 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.5 pts
- Return on Assets 15.0 pts
- Member Growth 9.7 pts
- Loan-to-Share Ratio 10.8 pts
Harrison Police & Firemen's vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.93% | +0.07 pp |
| Delinquency Rate | 0.95% | -0.20 pp |
| Return on Assets | 0.95% | +0.25 pp |
| Member Growth | 0.60% | - |
| Loan-to-Share Ratio | 53.20% | -6.60 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Harrison Police & Firemen's
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $27.5M | - |
| 2025Q4 | $27.7M | 1,349 |
| 2024Q4 | $24.3M | 1,341 |
| 2023Q4 | $23.5M | 1,344 |
Credit Union Details
- Charter Number
- 6638
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- New Jersey
- City
- Harrison
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Harrison Police & Firemen's runs one office.
| Office | City |
|---|---|
| HPFFCU OFFICE (Main Office) | Harrison, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
A look at other New Jersey credit unions, ranked by how closely their peer group and asset size match this one.
Harrison Police & Firemen's nationwide neighbourhoods
Using this data
- Harrison Police & Firemen's ranks #1,777 of 4,374 nationally on financial health and #16 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Vah Lyons Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Vah Lyons Employees
Frequently Asked Questions
Is Harrison Police & Firemen's financially healthy?
On its 2025Q4 NCUA 5300 filing, Harrison Police & Firemen's scores 86/100 (Excellent), with a 14.93% net worth ratio and 0.95% of loans delinquent. It ranks #1,777 of 4,374 nationally on health and #16 of 127 in New Jersey.
How does Harrison Police & Firemen's compare to other credit unions?
Harrison Police & Firemen's scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (0.95% vs 0.70%). Its widest shortfall is loan-to-share ratio (53.20% vs 59.80%).
How can I join Harrison Police & Firemen's?
Harrison Police & Firemen's serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Harrison Police & Firemen's directly for the current list of qualifying groups.
Is my money safe at Harrison Police & Firemen's?
Harrison Police & Firemen's is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Harrison Police & Firemen's's net worth ratio of 14.93% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.