Federal credit union · Ogden, Utah · NCUA charter #24693
GOLDENWEST
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $3.95B
- Total assets
- 208,088
- Members
- 13.2%
- Net-worth ratio
GOLDENWEST scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.95B; members 208,088; net-worth ratio 13.16%; health rank #165 of 4,374; healthier than 95th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#165 of 4,374 health · 2025Q4GOLDENWEST · health 97/100 · $3.95B · 2025Q4
Call Report peers
GOLDENWEST in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
GOLDENWEST vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); GOLDENWEST sits in 95-99 with 391 others.
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
GOLDENWEST vs Over $500M peers
- Loan-to-Share Ratio leads the peer set - 97.49% here, 83.90% peer average (+13.59 pp).
Where GOLDENWEST sits in Utah
- Health composite ranks #6 of 53 among scored Utah credit unions.
- Utah assets place: #3 of 53.
- Membership ranks #4 of 53 among Utah CUs with a reported count (208,088 members).
- One place up in Utah, ELEVATE (#5) ties at 97/100; one place down, South Sanpete (#7) scores 96/100, 1 point lower.
Quarter path for GOLDENWEST
GOLDENWEST: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.6% from $3.95B (2025Q4) to $4.09B (2026Q1).
- Net-worth ratio shifted -0.06 pp (13.22% → 13.16%).
13.16% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 97/100 score is built
GOLDENWEST gives up 3 points in total. Loan-to-Share Ratio costs the most, 3.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 12.0 pts
GOLDENWEST health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.16% | +1.98 pp |
| Delinquency Rate | 0.35% | -0.52 pp |
| Return on Assets | 1.25% | +0.74 pp |
| Member Growth | 6.66% | - |
| Loan-to-Share Ratio | 97.49% | +13.59 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
GOLDENWEST quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.09B | - |
| 2025Q4 | $3.95B | 208,088 |
| 2024Q4 | $3.46B | 195,086 |
| 2023Q4 | $3.06B | 185,273 |
Credit Union Details
- Charter Number
- 24693
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Over $500M
- State
- Utah
- City
- Ogden
- Data Quarter
- 2025Q4
Branch Locations (57)
Per its most recent NCUA branch filing, GOLDENWEST runs 57 offices in 40 different cities across 2 states.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Washington Terrace, UT |
| Bluffdale Br | Bluffdale, UT |
| Boise Br | Boise, ID |
| Bountiful Br | Bountiful, UT |
| USU Div - Brigham City Br | Brigham City, UT |
| Centerville Br | Centerville, UT |
| North Davis Br | Clearfield, UT |
| Clinton Br | Clinton, UT |
| Eagle Br | Eagle, ID |
| Eden Br | Eden, UT |
| Farmington Br | Farmington, UT |
| South Valley Br | Herriman, UT |
| Idaho Falls Br | Idaho Falls, ID |
| Kaysville | Kaysville, UT |
| Layton Br | Layton, UT |
| Lehi Branch | Lehi, UT |
| USU Div - Downtown Br | Logan, UT |
| USU Div - Campus Br | Logan, UT |
| North Logan Br | Logan, UT |
| USU Welcome Center | Logan, UT |
| Marriott-Slaterville Br | Marriott Slaterville, UT |
| Morgan Br | Morgan, UT |
| Mountain Green Branch | Mountain Green, UT |
| Murray Br | Murray, UT |
| Intermountain Med Ctr Br | Murray, UT |
| Select Health Hospital Br | Murray, UT |
| North Salt Lake Branch | North Salt Lake, UT |
| 26th St | Ogden, UT |
| 8th St | Ogden, UT |
| West Br | Ogden, UT |
| Harrison Br | Ogden, UT |
| Farr West Br | Ogden, UT |
| Corporate Br | Ogden, UT |
| McKay Dee Br | Ogden, UT |
| Orem Br | Orem, UT |
| Payson Branch | Payson, UT |
| Pleasant Grove Br | Pleasant Grove, UT |
| Post Falls Branch | Post Falls, ID |
| USU Div - Providence Br | Providence, UT |
| Rexburg, ID Br | Rexburg, ID |
| Riverton Hospital Br | Riverton, UT |
| Roy Br | Roy, UT |
| Sunset Br | Saint George, UT |
| Riverside Br | Saint George, UT |
| St George Boulevard | Saint George, UT |
| SunRiver Br | Saint George, UT |
| South Temple Br | Salt Lake City, UT |
| LDS Hospital Br | Salt Lake City, UT |
| Sandy Br | Sandy, UT |
| Alta View Hospital Br | Sandy, UT |
| USU Div - Smithfield Br | Smithfield, UT |
| Daybreak Br | South Jordan, UT |
| Spanish Fork Branch | Spanish Fork, UT |
| Springville Br | Springville, UT |
| West Jordan Br | West Jordan, UT |
| Jordan Valley Branch | West Jordan, UT |
| Lake Park Hospital Br | West Valley, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Utah
Other federally-insured credit unions in Utah, closest first by peer group and asset size.
Cross-state Call Report peers for GOLDENWEST
Using this data
- GOLDENWEST ranks #165 of 4,374 nationally on financial health and #6 of 53 in UT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Utah Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Utah Community
Frequently Asked Questions
Is GOLDENWEST financially healthy?
GOLDENWEST has a financial health score of 97/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #165 of 4,374 nationally on health and #6 of 53 in Utah. Its net worth ratio is 13.16% and its delinquency rate 0.35%.
How does GOLDENWEST compare to other credit unions?
GOLDENWEST scores 97/100, higher than 95% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (97.49% vs 83.90%).
How can I join GOLDENWEST?
GOLDENWEST serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact GOLDENWEST directly for the current list of qualifying groups.
Is my money safe at GOLDENWEST?
GOLDENWEST is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. GOLDENWEST's net worth ratio of 13.16% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.