Federal credit union · West Jordan, Utah · NCUA charter #24688
CYPRUS
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $1.93B
- Total assets
- 148,414
- Members
- 12.3%
- Net-worth ratio
CYPRUS scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.93B; members 148,414; net-worth ratio 12.33%; health rank #499 of 4,374; healthier than 87th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#499 of 4,374 health · 2025Q4CYPRUS · health 94/100 · $1.93B · 2025Q4
Call Report peers
CYPRUS in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CYPRUS vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); CYPRUS sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where CYPRUS diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 105.22% vs peer 83.90% (+21.32 pp).
CYPRUS in Utah
- In Utah, health place is #9 of 53 on the same NCUA-ratio sort used nationally.
- Assets rank #6 of 53 inside Utah ($1.93B reported).
- Membership ranks #5 of 53 among Utah CUs with a reported count (148,414 members).
- One place up in Utah, North Sanpete (#8) ties at 94/100; one place down, Utah First (#10) ties at 94/100.
CYPRUS: 2025Q4 → 2026Q1
CYPRUS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +7.4% from $1.93B (2025Q4) to $2.07B (2026Q1).
- Net-worth ratio shifted +0.42 pp (11.91% → 12.33%).
12.33% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 94/100 score is built
CYPRUS gives up 6 points in total. Loan-to-Share Ratio costs the most, 6.5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 9.0 pts
CYPRUS vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.33% | +1.15 pp |
| Delinquency Rate | 0.47% | -0.40 pp |
| Return on Assets | 0.71% | +0.21 pp |
| Member Growth | 5.25% | - |
| Loan-to-Share Ratio | 105.22% | +21.32 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
CYPRUS quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.07B | - |
| 2025Q4 | $1.93B | 148,414 |
| 2024Q4 | $1.81B | 141,010 |
| 2023Q4 | $1.74B | 134,957 |
Credit Union Details
- Charter Number
- 24688
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Utah
- City
- West Jordan
- Data Quarter
- 2025Q4
Branch Locations (23)
The NCUA branch filing lists 23 physical offices for CYPRUS, spread across 17 cities.
| Office | City |
|---|---|
| Jordan Landing (Main Office) | West Jordan, UT |
| Centerville Walmart | Centerville, UT |
| Draper | Draper, UT |
| Hurricane | Hurricane, UT |
| Magna | Magna, UT |
| Union Park | Midvale, UT |
| North Salt Lake | North Salt Lake, UT |
| Riverton | Riverton, UT |
| Herriman | Riverton, UT |
| Midvalley | Salt Lake City, UT |
| 480 E 400 S | Salt Lake City, UT |
| 4500 South 780 E | Salt Lake City, UT |
| Foothill | Salt Lake City, UT |
| Sandy 9000 South | Sandy, UT |
| Saratoga Springs | Saratoga Springs, UT |
| South Jordan Walmart | South Jordan, UT |
| River Crossing | St George, UT |
| 4700 South | Taylorsville, UT |
| Tooele Walmart | Tooele, UT |
| West Jordan | West Jordan, UT |
| West Valley (5600 W) | West Valley, UT |
| West Valley (3500 S) | West Valley City, UT |
| West Valley (4700 S) | West Valley City, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Utah
A look at other Utah credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- CYPRUS ranks #499 of 4,374 nationally on financial health and #9 of 53 in UT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Canyon View is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Canyon View
Frequently Asked Questions
Is CYPRUS financially healthy?
On its 2025Q4 NCUA 5300 filing, CYPRUS scores 94/100 (Excellent), with a 12.33% net worth ratio and 0.47% of loans delinquent. It ranks #499 of 4,374 nationally on health and #9 of 53 in Utah.
How does CYPRUS compare to other credit unions?
CYPRUS scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (105.22% vs 83.90%).
How can I join CYPRUS?
CYPRUS operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact CYPRUS directly for the exact boundaries and application steps.
Is my money safe at CYPRUS?
CYPRUS is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CYPRUS's net worth ratio of 12.33% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.