State credit union · CAMDEN, Tennessee · NCUA charter #60345
Johnsonville Tva Employees
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $172.9M
- Total assets
- 10,554
- Members
- 16.0%
- Net-worth ratio
Johnsonville Tva Employees scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $172.9M; members 10,554; net-worth ratio 15.99%; health rank #1,057 of 4,374; healthier than 73rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,057 of 4,374 health · 2025Q4Johnsonville Tva Employees · health 90/100 · $172.9M · 2025Q4
- NW 90/100
- DELQ 16.0%
- ROA 0.87%
- ASSETS 1.65%
- MEM $172.9M
- RANK 10,554
- PHOTO #1,057/4,374
- BOOK CENTURY
- CHARTER 60345
Call Report peers
Johnsonville Tva Employees in the assets neighbourhood
Johnsonville Tva Employees's $172.9M assets sit next to CENTURY ($172.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Johnsonville Tva Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Johnsonville Tva Employees - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #60345, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Johnsonville Tva Employees vs $100M–$500M peers
- Largest favorable gap: Net Worth Ratio at 15.99% vs peer 12.11% (+3.88 pp).
- Loan-to-Share Ratio trails the peer set - 61.54% here, 72.20% peer average (-10.66 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Tennessee standing for Johnsonville Tva Employees
- Health composite ranks #37 of 127 among scored Tennessee credit unions.
- Assets rank #32 of 127 inside Tennessee ($172.9M reported).
- Membership ranks #32 of 127 among Tennessee CUs with a reported count (10,554 members).
In-state ordinals use the live credit_unions table for TN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Johnsonville Tva Employees
Johnsonville Tva Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.1% from $172.9M (2025Q4) to $179.9M (2026Q1).
- Net-worth ratio shifted -0.20 pp (16.19% → 15.99%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
15.99% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 90/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 90.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.3 pts
- Return on Assets 15.0 pts
- Member Growth 10.1 pts
- Loan-to-Share Ratio 13.6 pts
Call Report ratios for Johnsonville Tva Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.99% | +3.88 pp |
| Delinquency Rate | 0.87% | -0.03 pp |
| Return on Assets | 1.65% | +1.03 pp |
| Member Growth | 0.95% | - |
| Loan-to-Share Ratio | 61.54% | -10.66 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $179.9M | - |
| 2025Q4 | $172.9M | 10,554 |
| 2024Q4 | $163.4M | 10,455 |
| 2023Q4 | $150.1M | 10,401 |
Credit Union Details
- Charter Number
- 60345
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Tennessee
- City
- CAMDEN
- Data Quarter
- 2025Q4
Branch Locations (4)
The NCUA branch filing lists 4 physical offices for Johnsonville Tva Employees, spread across 4 cities.
| Office | City |
|---|---|
| Camden Office (Main Office) | CAMDEN, TN |
| Cumberland City Office | CUMBERLAND CITY, TN |
| Huntingdon Office | HUNTINGDON, TN |
| Long St Office | NEW JOHNSONVILLE, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
A look at other Tennessee credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Johnsonville Tva Employees
Johnsonville Tva Employees's nationwide photo peers by assets and by health score, excluding Tennessee charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($172.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (90/100 here).
Using this data
- Johnsonville Tva Employees ranks #1,057 of 4,374 nationally on financial health and #37 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Appalachian Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Appalachian Community
- Rates and health both vary by institution, not just by state -- see how Tennessee credit unions compare overall before assuming this one is typical. Tennessee state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Johnsonville Tva Employees financially healthy?
Johnsonville Tva Employees scores 90/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,057 of 4,374; by total assets it ranks #1,387 of 4,374 nationally (same basis as /rankings/largest); and #32 of 127 within Tennessee. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 15.99% net worth ratio and a 0.87% delinquency rate.
How does Johnsonville Tva Employees compare to other credit unions?
90/100 is Johnsonville Tva Employees's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Johnsonville Tva Employees?
Membership eligibility for Johnsonville Tva Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Johnsonville Tva Employees directly for current membership requirements and application steps.
Is my money safe at Johnsonville Tva Employees?
Federal credit unions like Johnsonville Tva Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Johnsonville Tva Employees's net worth ratio of 15.99% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Johnsonville Tva Employees offer compared to banks?
Credit unions like Johnsonville Tva Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Johnsonville Tva Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.