State credit union · Draper, Utah · NCUA charter #67079
FIREFIGHTERS
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $69.0M
- Total assets
- 3,463
- Members
- 10.4%
- Net-worth ratio
FIREFIGHTERS scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $69.0M; members 3,463; net-worth ratio 10.38%; health rank #982 of 4,374; healthier than 77th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#982 of 4,374 health · 2025Q4FIREFIGHTERS · health 91/100 · $69.0M · 2025Q4
- RANK 91/100
- PHOTO 10.4%
- BOOK 0.74%
- CHARTER 1.37%
- NCUSIF $69.0M
- CAMELS 3,463
- HEALTH #982/4,374
- NW Alcoa Community
- DELQ 67079
Call Report peers
FIREFIGHTERS in the assets neighbourhood
FIREFIGHTERS's $69.0M assets sit next to Alcoa Community ($68.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
FIREFIGHTERS vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
FIREFIGHTERS - Share Insurance Coverage
Charter #67079's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
FIREFIGHTERS: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 73.28% here, 62.60% peer average (+10.68 pp).
- Widest shortfall vs peers is Net Worth Ratio: -3.24 pp (10.38% vs 13.62%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
FIREFIGHTERS in Utah
- In Utah, health place is #16 of 53 on the same NCUA-ratio sort used nationally.
- By total assets, FIREFIGHTERS is #26 of 53 in Utah.
- Member book place in Utah: #30 of 53.
In-state ordinals use the live credit_unions table for UT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for FIREFIGHTERS
FIREFIGHTERS: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.5% from $69.0M (2025Q4) to $69.4M (2026Q1).
- Net-worth ratio shifted -0.13 pp (10.51% → 10.38%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.38% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.6 pts
- Return on Assets 15.0 pts
- Member Growth 8.8 pts
- Loan-to-Share Ratio 14.6 pts
FIREFIGHTERS health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.38% | -3.24 pp |
| Delinquency Rate | 0.74% | -0.22 pp |
| Return on Assets | 1.37% | +0.72 pp |
| Member Growth | -0.12% | - |
| Loan-to-Share Ratio | 73.28% | +10.68 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Call Report history - FIREFIGHTERS
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $69.4M | - |
| 2025Q4 | $69.0M | 3,463 |
| 2024Q4 | $61.6M | 3,467 |
| 2023Q4 | $59.5M | 3,637 |
Credit Union Details
- Charter Number
- 67079
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Utah
- City
- Draper
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for FIREFIGHTERS, spread across 2 cities.
| Office | City |
|---|---|
| Firefighters Credit Union (Main Office) | Draper, UT |
| Firefighters Credit Union | Bountiful, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Utah
Other federally-insured credit unions in Utah, closest first by peer group and asset size.
FIREFIGHTERS nationwide neighbourhoods
Two NCUA Call Report peer sets for FIREFIGHTERS, both outside Utah so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($69.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- FIREFIGHTERS ranks #982 of 4,374 nationally on financial health and #16 of 53 in UT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- FREEDOM is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with FREEDOM
- Rates and health both vary by institution, not just by state -- see how Utah credit unions compare overall before assuming this one is typical. Utah state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is FIREFIGHTERS financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, FIREFIGHTERS carries a financial health score of 91/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #982 of 4,374; by total assets it ranks #2,151 of 4,374 nationally (same basis as /rankings/largest); and #26 of 53 within Utah. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 10.38% net worth ratio and a 0.74% delinquency rate.
How does FIREFIGHTERS compare to other credit unions?
FIREFIGHTERS scores 91/100 on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join FIREFIGHTERS?
Membership eligibility for FIREFIGHTERS depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact FIREFIGHTERS directly for current membership requirements and application steps.
Is my money safe at FIREFIGHTERS?
Federal credit unions like FIREFIGHTERS are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. FIREFIGHTERS's net worth ratio of 10.38% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does FIREFIGHTERS offer compared to banks?
Credit unions like FIREFIGHTERS are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact FIREFIGHTERS directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.