State credit union · Roosevelt, Utah · NCUA charter #67160
Kings Peak
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $65.7M
- Total assets
- 3,817
- Members
- 9.2%
- Net-worth ratio
Kings Peak scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $65.7M; members 3,817; net-worth ratio 9.19%; health rank #2,650 of 4,374; healthier than 39th of scored peers.
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#2,650 of 4,374 health · 2025Q4Kings Peak · health 81/100 · $65.7M · 2025Q4
Call Report peers
Kings Peak in the assets neighbourhood
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Kings Peak vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Kings Peak sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Kings Peak
- Largest favorable gap: Loan-to-Share Ratio at 81.88% vs peer 62.60% (+19.28 pp).
- Widest shortfall vs peers is Net Worth Ratio: -4.43 pp (9.19% vs 13.62%).
Kings Peak: in-state Call Report ranks
- Health composite ranks #33 of 53 among scored Utah credit unions.
- By total assets, Kings Peak is #28 of 53 in Utah.
- Member book place in Utah: #28 of 53.
- One place up in Utah, Orem City Employees (#32) scores 83/100, 2 points higher; one place down, Beckstrand and Associates (#34) scores 80/100, 1 point lower.
Quarter path for Kings Peak
Kings Peak: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.5% from $65.7M (2025Q4) to $65.4M (2026Q1).
- Net-worth ratio shifted +0.44 pp (8.75% → 9.19%).
9.19% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 81/100 score is built
Kings Peak gives up 19 points in total. Delinquency Rate costs the most, 16.7 of its 25; Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 28.0 pts
- Delinquency Rate 8.3 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.7 pts
Kings Peak health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.19% | -4.43 pp |
| Delinquency Rate | 2.68% | +1.71 pp |
| Return on Assets | 1.26% | +0.60 pp |
| Member Growth | 9.56% | - |
| Loan-to-Share Ratio | 81.88% | +19.28 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Kings Peak quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $65.4M | - |
| 2025Q4 | $65.7M | 3,817 |
| 2024Q4 | $56.1M | 3,484 |
| 2023Q4 | $46.3M | 3,207 |
Credit Union Details
- Charter Number
- 67160
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Utah
- City
- Roosevelt
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Kings Peak runs one office.
| Office | City |
|---|---|
| Kings Peak Credit Union (Main Office) | Roosevelt, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Utah
More federally-insured credit unions based in Utah, ordered by peer group match and asset size.
Cross-state Call Report peers for Kings Peak
Similar total assets
Similar health score
Using this data
- Kings Peak ranks #2,650 of 4,374 nationally on financial health and #33 of 53 in UT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- FREEDOM is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with FREEDOM
Frequently Asked Questions
Is Kings Peak financially healthy?
Kings Peak has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,650 of 4,374 nationally on health and #33 of 53 in Utah. Its net worth ratio is 9.19% and its delinquency rate 2.68%.
How does Kings Peak compare to other credit unions?
Kings Peak scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (81.88% vs 62.60%). Its widest shortfall is net worth ratio (9.19% vs 13.62%).
How can I join Kings Peak?
Membership eligibility for Kings Peak depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Kings Peak directly for current membership requirements and application steps.
Is my money safe at Kings Peak?
Kings Peak is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Kings Peak's net worth ratio of 9.19% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.