State credit union · Roosevelt, Utah · NCUA charter #67160
Kings Peak
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $65.7M
- Total assets
- 3,817
- Members
- 9.2%
- Net-worth ratio
Kings Peak scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $65.7M; members 3,817; net-worth ratio 9.19%; health rank #2,650 of 4,374; healthier than 39th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,650 of 4,374 health · 2025Q4Kings Peak · health 81/100 · $65.7M · 2025Q4
- RANK 81/100
- PHOTO 9.2%
- BOOK 2.68%
- CHARTER 1.26%
- NCUSIF $65.7M
- CAMELS 3,817
- HEALTH #2,650/4,374
- NW Rocket City
- DELQ 67160
Call Report peers
Kings Peak in the assets neighbourhood
Kings Peak's $65.7M assets sit next to Rocket City ($65.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Kings Peak vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Kings Peak - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #67160. See our deposit-insurance coverage note.
Peer-gap read for Kings Peak
- Largest favorable gap: Loan-to-Share Ratio at 81.88% vs peer 62.60% (+19.28 pp).
- Widest shortfall vs peers is Net Worth Ratio: -4.43 pp (9.19% vs 13.62%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Kings Peak: in-state Call Report ranks
- Health composite ranks #33 of 53 among scored Utah credit unions.
- By total assets, Kings Peak is #28 of 53 in Utah.
- Member book place in Utah: #28 of 53.
In-state ordinals use the live credit_unions table for UT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Kings Peak
Kings Peak: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.5% from $65.7M (2025Q4) to $65.4M (2026Q1).
- Net-worth ratio shifted +0.44 pp (8.75% → 9.19%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
9.19% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 81/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 81.
- Net Worth Ratio 28.0 pts
- Delinquency Rate 8.3 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.7 pts
Kings Peak health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.19% | -4.43 pp |
| Delinquency Rate | 2.68% | +1.71 pp |
| Return on Assets | 1.26% | +0.60 pp |
| Member Growth | 9.56% | - |
| Loan-to-Share Ratio | 81.88% | +19.28 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Kings Peak quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $65.4M | - |
| 2025Q4 | $65.7M | 3,817 |
| 2024Q4 | $56.1M | 3,484 |
| 2023Q4 | $46.3M | 3,207 |
Credit Union Details
- Charter Number
- 67160
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Utah
- City
- Roosevelt
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Kings Peak runs one office.
| Office | City |
|---|---|
| Kings Peak Credit Union (Main Office) | Roosevelt, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Utah
More federally-insured credit unions based in Utah, ordered by peer group match and asset size.
Cross-state Call Report peers for Kings Peak
Cross-state asset and health neighbours for Kings Peak - kept outside Utah; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($65.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (81/100 here).
Using this data
- Kings Peak ranks #2,650 of 4,374 nationally on financial health and #33 of 53 in UT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- FREEDOM is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with FREEDOM
- Rates and health both vary by institution, not just by state -- see how Utah credit unions compare overall before assuming this one is typical. Utah state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Kings Peak financially healthy?
Yes/no aside, the number is 81/100 (Excellent) - Kings Peak's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,650 of 4,374; by total assets it ranks #2,184 of 4,374 nationally (same basis as /rankings/largest); and #28 of 53 within Utah. Above 80 reads excellent, below 50 warrants closer monitoring; a 9.19% net worth ratio and 2.68% delinquency rate are the key drivers.
How does Kings Peak compare to other credit unions?
Kings Peak scores 81/100 on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Kings Peak?
Membership eligibility for Kings Peak depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Kings Peak directly for current membership requirements and application steps.
Is my money safe at Kings Peak?
Federal credit unions like Kings Peak are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Kings Peak's net worth ratio of 9.19% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Kings Peak offer compared to banks?
Credit unions like Kings Peak are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Kings Peak directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.