Federal credit union · ROCHESTER, New York · NCUA charter #18649
Ever $ Green
Health score 62/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 62
- Health / 100
- $69.2M
- Total assets
- 5,282
- Members
- 9.6%
- Net-worth ratio
Ever $ Green scores 62/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $69.2M; members 5,282; net-worth ratio 9.64%; health rank #4,002 of 4,374; healthier than 8th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,002 of 4,374 health · 2025Q4Ever $ Green · health 62/100 · $69.2M · 2025Q4
Call Report peers
Ever $ Green in the assets neighbourhood
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Ever $ Green vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Ever $ Green sits in 60-64 with 179 others.
62 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Ever $ Green
- Net Worth Ratio trails the peer set - 9.64% here, 13.62% peer average (-3.98 pp).
Ever $ Green: in-state Call Report ranks
- New York health ordinal: #238 of 272.
- New York assets place: #110 of 272.
- Membership ranks #106 of 272 among New York CUs with a reported count (5,282 members).
- One place up in New York, Urban Empowerment (#237) ties at 62/100; one place down, Utica Police Department (#239) scores 61/100, 1 point lower.
Quarter path for Ever $ Green
Ever $ Green: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.9% from $69.2M (2025Q4) to $71.9M (2026Q1).
- Net-worth ratio shifted -0.79 pp (10.43% → 9.64%).
9.64% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 62/100 score is built
Ever $ Green gives up 38 points in total. Return on Assets costs the most, 13.8 of its 15; Net Worth Ratio loses the least, 0.9.
- Net Worth Ratio 29.1 pts
- Delinquency Rate 12.1 pts
- Return on Assets 1.2 pts
- Member Growth 6.2 pts
- Loan-to-Share Ratio 13.4 pts
Ever $ Green vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.64% | -3.98 pp |
| Delinquency Rate | 2.07% | +1.10 pp |
| Return on Assets | -0.37% | -1.03 pp |
| Member Growth | -1.53% | - |
| Loan-to-Share Ratio | 61.75% | -0.85 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Ever $ Green filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $71.9M | - |
| 2025Q4 | $69.2M | 5,282 |
| 2024Q4 | $69.8M | 5,364 |
| 2023Q4 | $69.6M | 5,369 |
Credit Union Details
- Charter Number
- 18649
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- New York
- City
- ROCHESTER
- Data Quarter
- 2025Q4
Branch Locations (4)
The NCUA branch filing lists 4 physical offices for Ever $ Green, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Main Office (Main Office) | Rochester, NY |
| Irondequoit Branch | Rochester, NY |
| St Pius X Federal Credit Union | Rochester, NY |
| COCC | Southington, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Ever $ Green nationwide neighbourhoods
Similar total assets
Using this data
- Ever $ Green ranks #4,002 of 4,374 nationally on financial health and #238 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Greater Niagara is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Greater Niagara
Frequently Asked Questions
Is Ever $ Green financially healthy?
Ever $ Green has a financial health score of 62/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,002 of 4,374 nationally on health and #238 of 272 in New York. Its net worth ratio is 9.64% and its delinquency rate 2.07%.
How does Ever $ Green compare to other credit unions?
Ever $ Green scores 62/100, higher than 8% of the 4,374 scored credit unions. Its widest shortfall is net worth ratio (9.64% vs 13.62%).
How can I join Ever $ Green?
Ever $ Green operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Ever $ Green directly for the exact boundaries and application steps.
Is my money safe at Ever $ Green?
Ever $ Green is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ever $ Green's net worth ratio of 9.64% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.