State credit union · Park Hills, Missouri · NCUA charter #67936
Leadco Community
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $22.6M
- Total assets
- 3,221
- Members
- 12.0%
- Net-worth ratio
Leadco Community scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $22.6M; members 3,221; net-worth ratio 12.01%; health rank #2,112 of 4,374; healthier than 50th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,112 of 4,374 health · 2025Q4Leadco Community · health 84/100 · $22.6M · 2025Q4
Call Report peers
Leadco Community in the assets neighbourhood
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Leadco Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Leadco Community sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Leadco Community diverges from peer averages
- Delinquency Rate leads the peer set - 0.46% here, 1.15% peer average (-0.68 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.85 pp (12.01% vs 14.86%).
Missouri standing for Leadco Community
- In Missouri, health place is #46 of 89 on the same NCUA-ratio sort used nationally.
- Missouri assets place: #56 of 89.
- Membership ranks #48 of 89 among Missouri CUs with a reported count (3,221 members).
- One place up in Missouri, Central Missouri Community (#45) scores 85/100, 1 point higher; one place down, COUNTY (#47) ties at 84/100.
Leadco Community: 2025Q4 → 2026Q1
Leadco Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.6% from $22.6M (2025Q4) to $23.0M (2026Q1).
- Net-worth ratio shifted -0.04 pp (12.05% → 12.01%).
At 12.01%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 84/100 score is built
Leadco Community gives up 16 points in total. Member Growth costs the most, 7.5 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 9.4 pts
- Member Growth 7.5 pts
- Loan-to-Share Ratio 12.1 pts
Leadco Community health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.01% | -2.85 pp |
| Delinquency Rate | 0.46% | -0.68 pp |
| Return on Assets | 0.12% | -0.58 pp |
| Member Growth | -0.83% | - |
| Loan-to-Share Ratio | 57.68% | -2.12 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $23.0M | - |
| 2025Q4 | $22.6M | 3,221 |
| 2024Q4 | $22.1M | 3,248 |
| 2023Q4 | $21.5M | 3,304 |
Credit Union Details
- Charter Number
- 67936
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Missouri
- City
- Park Hills
- Data Quarter
- 2025Q4
Branch Location
Leadco Community operates a single office in Farmington, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Leadco Community Credit Union (Main Office) | Farmington, MO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Missouri
More federally-insured credit unions based in Missouri, ordered by peer group match and asset size.
Other-state peers near Leadco Community
Similar total assets
Using this data
- Leadco Community ranks #2,112 of 4,374 nationally on financial health and #46 of 89 in MO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- United Labor is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with United Labor
Frequently Asked Questions
Is Leadco Community financially healthy?
Leadco Community has a financial health score of 84/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,112 of 4,374 nationally on health and #46 of 89 in Missouri. Its net worth ratio is 12.01% and its delinquency rate 0.46%.
How does Leadco Community compare to other credit unions?
Leadco Community scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.46% vs 1.15%). Its widest shortfall is net worth ratio (12.01% vs 14.86%).
How can I join Leadco Community?
Membership eligibility for Leadco Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Leadco Community directly for current membership requirements and application steps.
Is my money safe at Leadco Community?
Leadco Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Leadco Community's net worth ratio of 12.01% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.