State credit union · PORTLAND, Oregon · NCUA charter #63903
Radio Cab
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $3.6M
- Total assets
- 202
- Members
- 25.7%
- Net-worth ratio
Radio Cab scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.6M; members 202; net-worth ratio 25.71%; health rank #2,677 of 4,374; healthier than 36th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,677 of 4,374 health · 2025Q4Radio Cab · health 80/100 · $3.6M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Radio Cab vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Radio Cab sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Radio Cab diverges from peer averages
- Strongest edge vs 566 $2M–$10M peers is Net Worth Ratio: +6.65 pp (25.71% vs 19.06%).
- Loan-to-Share Ratio trails the peer set - 37.72% here, 63.60% peer average (-25.88 pp).
Oregon standing for Radio Cab
- Oregon health ordinal: #32 of 48.
- By total assets, Radio Cab is #47 of 48 in Oregon.
- Member book place in Oregon: #48 of 48.
- One place up in Oregon, Ironworkers USA (#31) scores 81/100, 1 point higher; one place down, Old West (#33) ties at 80/100.
How Radio Cab's 5300 filing moved
Radio Cab: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.1% from $3.6M (2025Q4) to $3.6M (2026Q1).
- Net-worth ratio shifted +0.26 pp (25.45% → 25.71%).
25.71% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 80/100 score is built
Radio Cab gives up 20 points in total. Delinquency Rate costs the most, 13.1 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 11.9 pts
- Return on Assets 15.0 pts
- Member Growth 13.3 pts
- Loan-to-Share Ratio 9.8 pts
Radio Cab health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 25.71% | +6.65 pp |
| Delinquency Rate | 2.09% | +0.29 pp |
| Return on Assets | 0.62% | +0.17 pp |
| Member Growth | 3.59% | - |
| Loan-to-Share Ratio | 37.72% | -25.88 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Radio Cab filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.6M | - |
| 2025Q4 | $3.6M | 202 |
| 2024Q4 | $3.6M | 195 |
| 2023Q4 | $3.4M | 194 |
Credit Union Details
- Charter Number
- 63903
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Oregon
- City
- PORTLAND
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Radio Cab runs one office.
| Office | City |
|---|---|
| Radio Cab Credit Union (Main Office) | Portland, OR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oregon
More federally-insured credit unions based in Oregon, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- Radio Cab ranks #2,677 of 4,374 nationally on financial health and #32 of 48 in OR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Machinists - Boilermakers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Machinists - Boilermakers
Frequently Asked Questions
Is Radio Cab financially healthy?
On its 2025Q4 NCUA 5300 filing, Radio Cab scores 80/100 (Excellent), with a 25.71% net worth ratio and 2.09% of loans delinquent. It ranks #2,677 of 4,374 nationally on health and #32 of 48 in Oregon.
How does Radio Cab compare to other credit unions?
Radio Cab scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (25.71% vs 19.06%). Its widest shortfall is loan-to-share ratio (37.72% vs 63.60%).
How can I join Radio Cab?
Membership eligibility for Radio Cab depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Radio Cab directly for current membership requirements and application steps.
Is my money safe at Radio Cab?
Radio Cab is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Radio Cab's net worth ratio of 25.71% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.