Federal credit union · DALEVILLE, Alabama · NCUA charter #17642
All in
Health score 87/100 (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $3.65B
- Total assets
- 212,184
- Members
- 9.5%
- Net-worth ratio
All in - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #17642 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
All in - Five Health Pillars
The five bars below are this credit union's pillar-level 0-100 sub-scores. Sum the weighted pillars and you get the headline health score above - same NCUA 5300 data, no normalisation tricks applied.
- Capital (net worth ratio)96
- Asset quality (delinquency)54
- Earnings (ROA)100
- Member growth100
- Liquidity (loan-to-share)100
Weighted composite: 87/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
9.53% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 9.53% | 30% |
| Delinquency Rate | 1.87% | 25% |
| Return on Assets | 0.80% | 15% |
| Member Growth | 9.71% | 15% |
| Loan-to-Share Ratio | 87.12% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $3.65B | 212,184 |
| 2024Q4 | $3.35B | 193,402 |
| 2023Q4 | $3.08B | 177,258 |
Credit Union Details
- Charter Number
- 17642
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- Over $500M
- State
- Alabama
- City
- DALEVILLE
- Data Quarter
- 2025Q4
What This Data Says About All in
Headquartered in DALEVILLE, Alabama, All in is a federal credit union with 212,184 members, $3.65B in total assets, and $2.81B in outstanding loans on the books as of Q4 2025. Its five-factor composite puts the health score at 87/100 (Excellent), driven in part by a net worth ratio of 9.53% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules. It carries charter #17642 and reports within peer group Over $500M, a cohort of 749 similarly-sized institutions.
1.87% of the loan book sits 60+ days past due, the headline loan-quality read - the peer group average for Over $500M credit unions sits at 0.874%, so this institution is running looser than peers. Deposit deployment is captured by the 87.12% loan-to-share ratio, above the 80% band that can indicate tighter liquidity management. Return on assets stands at 0.80% on net income of $29.1M for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by 9.71%. The institution reports against the NCUA 5300 Call Report on a quarterly cadence; the figures above reflect the 2025Q4 reporting period. Membership eligibility depends on the stated field of membership (currently: Other/Community). See our disclaimer for NCUSIF deposit-insurance coverage and how to use this data before opening any account or borrowing.
Nearby Credit Unions in Alabama
More federally-insured credit unions based in Alabama, ordered by peer group match and asset size.
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is All in financially healthy?
All in has a financial health score of 87/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 9.53% and delinquency rate of 1.87%.
How does All in compare to other credit unions?
PlainCU's health composite puts All in at 87/100, compared to a peer group average for Over $500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join All in?
All in operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact All in directly for the exact boundaries and application steps.
Is my money safe at All in?
Federal credit unions like All in are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. All in's net worth ratio of 9.53% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does All in offer compared to banks?
Credit unions like All in are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact All in directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.