Federal credit union · COLUMBUS, Georgia · NCUA charter #376
Regional Members
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $9.0M
- Total assets
- 1,250
- Members
- 13.3%
- Net-worth ratio
Regional Members scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.0M; members 1,250; net-worth ratio 13.31%; health rank #3,266 of 4,374; healthier than 24th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,266 of 4,374 health · 2025Q4Regional Members · health 75/100 · $9.0M · 2025Q4
Call Report peers
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Regional Members vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Regional Members sits in 75-79 with 502 others.
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Regional Members: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 75.07% vs peer 63.60% (+11.47 pp).
- Net Worth Ratio trails the peer set - 13.31% here, 19.06% peer average (-5.75 pp).
Georgia standing for Regional Members
- Georgia health ordinal: #55 of 74.
- Georgia assets place: #56 of 74.
- Georgia membership ordinal: #56 of 74.
- One place up in Georgia, Southern Pine (#54) scores 76/100, 1 point higher; one place down, Stephens County Community (#56) ties at 75/100.
Quarter path for Regional Members
Regional Members: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.8% from $9.0M (2025Q4) to $9.4M (2026Q1).
- Net-worth ratio shifted -1.04 pp (14.35% → 13.31%).
At 13.31%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 75/100 score is built
Regional Members gives up 25 points in total. Delinquency Rate costs the most, 16.5 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 8.5 pts
- Return on Assets 15.0 pts
- Member Growth 6.7 pts
- Loan-to-Share Ratio 14.8 pts
Regional Members vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.31% | -5.75 pp |
| Delinquency Rate | 2.65% | +0.84 pp |
| Return on Assets | 1.54% | +1.09 pp |
| Member Growth | -1.26% | - |
| Loan-to-Share Ratio | 75.07% | +11.47 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Regional Members quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.4M | - |
| 2025Q4 | $9.0M | 1,250 |
| 2024Q4 | $9.2M | 1,266 |
| 2023Q4 | $9.8M | 1,276 |
Credit Union Details
- Charter Number
- 376
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Georgia
- City
- COLUMBUS
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Regional Members.
| Office | City |
|---|---|
| REGIONAL MEMBERS FCU (Main Office) | COLUMBUS, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
Other federally-insured credit unions in Georgia, closest first by peer group and asset size.
Other-state peers near Regional Members
Similar health score
Using this data
- Regional Members ranks #3,266 of 4,374 nationally on financial health and #55 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Colquitt County Teacher is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Colquitt County Teacher
Frequently Asked Questions
Is Regional Members financially healthy?
Regional Members has a financial health score of 75/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,266 of 4,374 nationally on health and #55 of 74 in Georgia. Its net worth ratio is 13.31% and its delinquency rate 2.65%.
How does Regional Members compare to other credit unions?
Regional Members scores 75/100, higher than 24% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (75.07% vs 63.60%). Its widest shortfall is net worth ratio (13.31% vs 19.06%).
How can I join Regional Members?
Regional Members operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Regional Members directly for the exact boundaries and application steps.
Is my money safe at Regional Members?
Regional Members is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Regional Members's net worth ratio of 13.31% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.