Federal credit union · Denver, Colorado · NCUA charter #2881
Denver Fire Department
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $217.1M
- Total assets
- 6,267
- Members
- 14.0%
- Net-worth ratio
Denver Fire Department scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $217.1M; members 6,267; net-worth ratio 14.01%; health rank #918 of 4,374; healthier than 77th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#918 of 4,374 health · 2025Q4Denver Fire Department · health 91/100 · $217.1M · 2025Q4
- NCUSIF 91/100
- CAMELS 14.0%
- HEALTH 0.08%
- NW 0.79%
- DELQ $217.1M
- ROA 6,267
- ASSETS #918/4,374
- MEM BILLINGS
- RANK 2881
Call Report peers
Denver Fire Department in the assets neighbourhood
Denver Fire Department's $217.1M assets sit next to BILLINGS ($217.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Denver Fire Department vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Denver Fire Department - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #2881, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Denver Fire Department vs $100M–$500M peers
- Strongest edge vs 1069 $100M–$500M peers is Net Worth Ratio: +1.90 pp (14.01% vs 12.11%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -17.49 pp (54.71% vs 72.20%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Colorado standing for Denver Fire Department
- In Colorado, health place is #15 of 66 on the same NCUA-ratio sort used nationally.
- Colorado assets place: #20 of 66.
- Membership ranks #36 of 66 among Colorado CUs with a reported count (6,267 members).
In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Denver Fire Department Call Report trajectory
Denver Fire Department: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -2.9% from $217.1M (2025Q4) to $210.7M (2026Q1).
- Net-worth ratio shifted +0.60 pp (13.41% → 14.01%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 14.01% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.6 pts
- Loan-to-Share Ratio 11.4 pts
Denver Fire Department vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.01% | +1.90 pp |
| Delinquency Rate | 0.08% | -0.81 pp |
| Return on Assets | 0.79% | +0.17 pp |
| Member Growth | 0.50% | - |
| Loan-to-Share Ratio | 54.71% | -17.49 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $210.7M | - |
| 2025Q4 | $217.1M | 6,267 |
| 2024Q4 | $205.7M | 6,236 |
| 2023Q4 | $204.3M | 6,148 |
Credit Union Details
- Charter Number
- 2881
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- Colorado
- City
- Denver
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Denver Fire Department, spread across 2 cities.
| Office | City |
|---|---|
| Denver Fire Dept FCU (Main Office) | Denver, CO |
| DFDFCU Satellite Office | Englewood, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
A look at other Colorado credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Denver Fire Department
Cross-state asset and health neighbours for Denver Fire Department - kept outside Colorado; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($217.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- Denver Fire Department ranks #918 of 4,374 nationally on financial health and #15 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- FITZSIMONS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with FITZSIMONS
- Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Denver Fire Department financially healthy?
Denver Fire Department has a financial health score of 91/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #918 of 4,374; by total assets it ranks #1,225 of 4,374 nationally (same basis as /rankings/largest); and #20 of 66 within Colorado. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 14.01% and delinquency rate of 0.08%.
How does Denver Fire Department compare to other credit unions?
Denver Fire Department scores 91/100 on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Denver Fire Department?
Denver Fire Department serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Denver Fire Department directly for the current list of qualifying groups.
Is my money safe at Denver Fire Department?
Federal credit unions like Denver Fire Department are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Denver Fire Department's net worth ratio of 14.01% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Denver Fire Department offer compared to banks?
Credit unions like Denver Fire Department are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Denver Fire Department directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.