Federal credit union · AURORA, Colorado · NCUA charter #10572
FITZSIMONS
Health score 69/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 69
- Health / 100
- $214.3M
- Total assets
- 13,267
- Members
- 14.0%
- Net-worth ratio
FITZSIMONS scores 69/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $214.3M; members 13,267; net-worth ratio 13.97%; health rank #3,644 of 4,374; healthier than 16th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,644 of 4,374 health · 2025Q4FITZSIMONS · health 69/100 · $214.3M · 2025Q4
- ASSETS 69/100
- MEM 14.0%
- RANK 2.51%
- PHOTO 0.65%
- BOOK $214.3M
- CHARTER 13,267
- NCUSIF #3,644/4,374
- CAMELS Midwest Members
- HEALTH 10572
Call Report peers
FITZSIMONS in the assets neighbourhood
FITZSIMONS's $214.3M assets sit next to Midwest Members ($214.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
FITZSIMONS vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
69 16th percentile higher than 16% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
FITZSIMONS - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #10572 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Where FITZSIMONS diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 88.38% here, 72.20% peer average (+16.18 pp).
- Delinquency Rate trails the peer set - 2.51% here, 0.89% peer average (+1.61 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
FITZSIMONS in Colorado
- Health composite ranks #54 of 66 among scored Colorado credit unions.
- By total assets, FITZSIMONS is #21 of 66 in Colorado.
- Member book place in Colorado: #19 of 66.
In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for FITZSIMONS
FITZSIMONS: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.2% from $214.3M (2025Q4) to $214.6M (2026Q1).
- Net-worth ratio shifted -0.10 pp (14.07% → 13.97%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
13.97% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 69/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 69.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 9.3 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.7 pts
Call Report ratios for FITZSIMONS
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.97% | +1.86 pp |
| Delinquency Rate | 2.51% | +1.61 pp |
| Return on Assets | 0.65% | +0.02 pp |
| Member Growth | -9.42% | - |
| Loan-to-Share Ratio | 88.38% | +16.18 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $214.6M | - |
| 2025Q4 | $214.3M | 13,267 |
| 2024Q4 | $216.7M | 14,647 |
| 2023Q4 | $224.7M | 18,596 |
Credit Union Details
- Charter Number
- 10572
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Colorado
- City
- AURORA
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for FITZSIMONS.
| Office | City |
|---|---|
| Fitzsimons Corporate Office (Main Office) | AURORA, CO |
| Fitzsimons Branch | AURORA, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
More federally-insured credit unions based in Colorado, ordered by peer group match and asset size.
Other-state peers near FITZSIMONS
Cross-state asset and health neighbours for FITZSIMONS - kept outside Colorado; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($214.3M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (69/100 here).
Using this data
- FITZSIMONS ranks #3,644 of 4,374 nationally on financial health and #54 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Denver Fire Department is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Denver Fire Department
- Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is FITZSIMONS financially healthy?
Yes/no aside, the number is 69/100 (Good) - FITZSIMONS's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,644 of 4,374; by total assets it ranks #1,231 of 4,374 nationally (same basis as /rankings/largest); and #21 of 66 within Colorado. Above 80 reads excellent, below 50 warrants closer monitoring; a 13.97% net worth ratio and 2.51% delinquency rate are the key drivers.
How does FITZSIMONS compare to other credit unions?
On PlainCU's health composite, FITZSIMONS lands at 69/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join FITZSIMONS?
FITZSIMONS operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact FITZSIMONS directly for the exact boundaries and application steps.
Is my money safe at FITZSIMONS?
Federal credit unions like FITZSIMONS are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. FITZSIMONS's net worth ratio of 13.97% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does FITZSIMONS offer compared to banks?
Credit unions like FITZSIMONS are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact FITZSIMONS directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.