State credit union · Pueblo, Colorado · NCUA charter #65082
SUNWEST
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $229.6M
- Total assets
- 12,090
- Members
- 11.5%
- Net-worth ratio
SUNWEST scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $229.6M; members 12,090; net-worth ratio 11.47%; health rank #520 of 4,374; healthier than 87th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#520 of 4,374 health · 2025Q4SUNWEST · health 94/100 · $229.6M · 2025Q4
Call Report peers
SUNWEST in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SUNWEST vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); SUNWEST sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
SUNWEST vs $100M–$500M peers
- Loan-to-Share Ratio leads the peer set - 81.15% here, 72.20% peer average (+8.95 pp).
- Net Worth Ratio trails the peer set - 11.47% here, 12.11% peer average (-0.64 pp).
Where SUNWEST sits in Colorado
- Health composite ranks #4 of 66 among scored Colorado credit unions.
- Assets rank #19 of 66 inside Colorado ($229.6M reported).
- Membership ranks #22 of 66 among Colorado CUs with a reported count (12,090 members).
- One place up in Colorado, COLORADO (#3) scores 99/100, 5 points higher; one place down, Partner Colorado (#5) ties at 94/100.
SUNWEST: 2025Q4 → 2026Q1
SUNWEST: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.5% from $229.6M (2025Q4) to $233.0M (2026Q1).
- Net-worth ratio shifted +0.01 pp (11.46% → 11.47%).
At 11.47%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 94/100 score is built
SUNWEST gives up 6 points in total. Delinquency Rate costs the most, 4 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.0 pts
- Return on Assets 15.0 pts
- Member Growth 13.4 pts
- Loan-to-Share Ratio 14.6 pts
SUNWEST health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.47% | -0.64 pp |
| Delinquency Rate | 0.90% | +0.00 pp |
| Return on Assets | 0.86% | +0.24 pp |
| Member Growth | 3.63% | - |
| Loan-to-Share Ratio | 81.15% | +8.95 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
SUNWEST quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $233.0M | - |
| 2025Q4 | $229.6M | 12,090 |
| 2024Q4 | $215.5M | 11,666 |
| 2023Q4 | $208.5M | 11,529 |
Credit Union Details
- Charter Number
- 65082
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Colorado
- City
- Pueblo
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for SUNWEST, spread across 2 cities.
| Office | City |
|---|---|
| Sovereign Branch (Main Office) | Pueblo, CO |
| Fremont County Branch | Canon City, CO |
| Eagle Cross | Pueblo, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
A look at other Colorado credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for SUNWEST
Using this data
- SUNWEST ranks #520 of 4,374 nationally on financial health and #4 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- STERLING is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with STERLING
Frequently Asked Questions
Is SUNWEST financially healthy?
SUNWEST has a financial health score of 94/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #520 of 4,374 nationally on health and #4 of 66 in Colorado. Its net worth ratio is 11.47% and its delinquency rate 0.90%.
How does SUNWEST compare to other credit unions?
SUNWEST scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (81.15% vs 72.20%). Its widest shortfall is net worth ratio (11.47% vs 12.11%).
How can I join SUNWEST?
Membership eligibility for SUNWEST depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact SUNWEST directly for current membership requirements and application steps.
Is my money safe at SUNWEST?
SUNWEST is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SUNWEST's net worth ratio of 11.47% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.