Federal credit union · Hallettsville, Texas · NCUA charter #3946
Sacred Heart Parish Hallettsville
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $59.2M
- Total assets
- 2,783
- Members
- 10.4%
- Net-worth ratio
Sacred Heart Parish Hallettsville scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $59.2M; members 2,783; net-worth ratio 10.40%; health rank #980 of 4,374; healthier than 77th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#980 of 4,374 health · 2025Q4Sacred Heart Parish Hallett… · health 91/100 · $59.2M · 2025Q4
- NW 91/100
- DELQ 10.4%
- ROA 0.56%
- ASSETS 0.76%
- MEM $59.2M
- RANK 2,783
- PHOTO #980/4,374
- BOOK Saratoga's Community
- CHARTER 3946
Call Report peers
Sacred Heart Parish Hallettsville in the assets neighbourhood
Sacred Heart Parish Hallettsville's $59.2M assets sit next to Saratoga's Community ($59.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Sacred Heart Parish Hallettsville vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Sacred Heart Parish Hallettsville - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #3946. See our deposit-insurance coverage note.
Sacred Heart Parish Hallettsville vs $50M–$100M peers
- Strongest edge vs 584 $50M–$100M peers is Delinquency Rate: -0.40 pp (0.56% vs 0.96%).
- Largest lag: Loan-to-Share Ratio at 58.13% vs peer 62.60% (-4.47 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Texas standing for Sacred Heart Parish Hallettsville
- In Texas, health place is #94 of 386 on the same NCUA-ratio sort used nationally.
- Texas assets place: #181 of 386.
- Membership ranks #224 of 386 among Texas CUs with a reported count (2,783 members).
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Sacred Heart Parish Hallettsville
Sacred Heart Parish Hallettsville: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.0% from $59.2M (2025Q4) to $60.4M (2026Q1).
- Net-worth ratio shifted -0.20 pp (10.60% → 10.40%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.40% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.4 pts
- Return on Assets 15.0 pts
- Member Growth 9.7 pts
- Loan-to-Share Ratio 11.9 pts
Sacred Heart Parish Hallettsville vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.40% | -3.22 pp |
| Delinquency Rate | 0.56% | -0.40 pp |
| Return on Assets | 0.76% | +0.10 pp |
| Member Growth | 0.61% | - |
| Loan-to-Share Ratio | 58.13% | -4.47 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $60.4M | - |
| 2025Q4 | $59.2M | 2,783 |
| 2024Q4 | $53.4M | 2,766 |
| 2023Q4 | $52.8M | 2,748 |
Credit Union Details
- Charter Number
- 3946
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $50M–$100M
- State
- Texas
- City
- Hallettsville
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Sacred Heart Parish Hallettsville.
| Office | City |
|---|---|
| 1206 N. Texana St. (Main Office) | Hallettsville, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Sacred Heart Parish Hallettsville, both outside Texas so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($59.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- Sacred Heart Parish Hallettsville ranks #980 of 4,374 nationally on financial health and #94 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- COSDEN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with COSDEN
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Sacred Heart Parish Hallettsville financially healthy?
Yes/no aside, the number is 91/100 (Excellent) - Sacred Heart Parish Hallettsville's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #980 of 4,374; by total assets it ranks #2,273 of 4,374 nationally (same basis as /rankings/largest); and #181 of 386 within Texas. Above 80 reads excellent, below 50 warrants closer monitoring; a 10.40% net worth ratio and 0.56% delinquency rate are the key drivers.
How does Sacred Heart Parish Hallettsville compare to other credit unions?
Sacred Heart Parish Hallettsville scores 91/100 on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Sacred Heart Parish Hallettsville?
Sacred Heart Parish Hallettsville operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Sacred Heart Parish Hallettsville directly for the exact boundaries and application steps.
Is my money safe at Sacred Heart Parish Hallettsville?
Federal credit unions like Sacred Heart Parish Hallettsville are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Sacred Heart Parish Hallettsville's net worth ratio of 10.40% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Sacred Heart Parish Hallettsville offer compared to banks?
Credit unions like Sacred Heart Parish Hallettsville are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Sacred Heart Parish Hallettsville directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.