Federal credit union · SAN ANGELO, Texas · NCUA charter #3080
San Angelo
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $39.4M
- Total assets
- 3,900
- Members
- 12.4%
- Net-worth ratio
San Angelo scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $39.4M; members 3,900; net-worth ratio 12.38%; health rank #936 of 4,374; healthier than 77th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#936 of 4,374 health · 2025Q4San Angelo · health 91/100 · $39.4M · 2025Q4
Call Report peers
San Angelo in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
San Angelo vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); San Angelo sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where San Angelo diverges from peer averages
- Delinquency Rate leads the peer set - 0.22% here, 1.15% peer average (-0.92 pp).
- Net Worth Ratio trails the peer set - 12.38% here, 14.86% peer average (-2.48 pp).
Texas standing for San Angelo
- In Texas, health place is #88 of 386 on the same NCUA-ratio sort used nationally.
- Assets rank #208 of 386 inside Texas ($39.4M reported).
- Texas membership ordinal: #196 of 386.
- One place up in Texas, Gulf Coast Educators (#87) ties at 91/100; one place down, CAL-COM (#89) ties at 91/100.
Quarter path for San Angelo
San Angelo: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.4% from $39.4M (2025Q4) to $40.8M (2026Q1).
- Net-worth ratio shifted -0.07 pp (12.45% → 12.38%).
This credit union's 12.38% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 91/100 score is built
San Angelo gives up 9 points in total. Member Growth costs the most, 7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.0 pts
- Loan-to-Share Ratio 13.0 pts
Call Report ratios for San Angelo
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.38% | -2.48 pp |
| Delinquency Rate | 0.22% | -0.92 pp |
| Return on Assets | 1.54% | +0.83 pp |
| Member Growth | -0.54% | - |
| Loan-to-Share Ratio | 59.14% | -0.66 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - San Angelo
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $40.8M | - |
| 2025Q4 | $39.4M | 3,900 |
| 2024Q4 | $38.4M | 3,921 |
| 2023Q4 | $35.9M | 3,988 |
Credit Union Details
- Charter Number
- 3080
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Texas
- City
- SAN ANGELO
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for San Angelo.
| Office | City |
|---|---|
| SAN ANGELO FCU (Main Office) | SAN ANGELO, TX |
| SAN ANGELO FCU LOAN / ACCOUNTING OFFICE | SAN ANGELO, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- San Angelo ranks #936 of 4,374 nationally on financial health and #88 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- AUSTIN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with AUSTIN
Frequently Asked Questions
Is San Angelo financially healthy?
San Angelo has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #936 of 4,374 nationally on health and #88 of 386 in Texas. Its net worth ratio is 12.38% and its delinquency rate 0.22%.
How does San Angelo compare to other credit unions?
San Angelo scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.22% vs 1.15%). Its widest shortfall is net worth ratio (12.38% vs 14.86%).
How can I join San Angelo?
San Angelo serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact San Angelo directly for the current list of qualifying groups.
Is my money safe at San Angelo?
San Angelo is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. San Angelo's net worth ratio of 12.38% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.