Federal credit union · SCOBEY, Montana · NCUA charter #5063
DANIELS-SHERIDAN
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $89.5M
- Total assets
- 3,173
- Members
- 11.9%
- Net-worth ratio
DANIELS-SHERIDAN scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $89.5M; members 3,173; net-worth ratio 11.87%; health rank #508 of 4,374; healthier than 87th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#508 of 4,374 health · 2025Q4DANIELS-SHERIDAN · health 94/100 · $89.5M · 2025Q4
Call Report peers
DANIELS-SHERIDAN in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
DANIELS-SHERIDAN vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); DANIELS-SHERIDAN sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for DANIELS-SHERIDAN
- Loan-to-Share Ratio leads the peer set - 66.93% here, 62.60% peer average (+4.33 pp).
- Net Worth Ratio trails the peer set - 11.87% here, 13.62% peer average (-1.75 pp).
DANIELS-SHERIDAN in Montana
- Health composite ranks #8 of 41 among scored Montana credit unions.
- Assets rank #18 of 41 inside Montana ($89.5M reported).
- Member book place in Montana: #23 of 41.
- One place up in Montana, GRASSLANDS (#7) scores 95/100, 1 point higher; one place down, ALTANA (#9) ties at 94/100.
DANIELS-SHERIDAN Call Report trajectory
DANIELS-SHERIDAN: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.2% from $89.5M (2025Q4) to $92.4M (2026Q1).
- Net-worth ratio shifted -0.34 pp (12.21% → 11.87%).
At 11.87%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 94/100 score is built
DANIELS-SHERIDAN gives up 6 points in total. Member Growth costs the most, 3.8 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.4 pts
- Return on Assets 14.9 pts
- Member Growth 11.2 pts
- Loan-to-Share Ratio 14.5 pts
DANIELS-SHERIDAN vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.87% | -1.75 pp |
| Delinquency Rate | 0.66% | -0.31 pp |
| Return on Assets | 0.50% | -0.16 pp |
| Member Growth | 1.86% | - |
| Loan-to-Share Ratio | 66.93% | +4.33 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
DANIELS-SHERIDAN quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $92.4M | - |
| 2025Q4 | $89.5M | 3,173 |
| 2024Q4 | $70.8M | 3,115 |
| 2023Q4 | $67.0M | 3,075 |
Credit Union Details
- Charter Number
- 5063
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Montana
- City
- SCOBEY
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for DANIELS-SHERIDAN, spread across 2 cities.
| Office | City |
|---|---|
| Daniels Sheridan FCU (Main Office) | Scobey, MT |
| Daniels Sheridan FCU | Medicine Lake, MT |
| DISASTER SITE | Medicine Lake, MT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Montana
A look at other Montana credit unions, ranked by how closely their peer group and asset size match this one.
DANIELS-SHERIDAN nationwide neighbourhoods
Using this data
- DANIELS-SHERIDAN ranks #508 of 4,374 nationally on financial health and #8 of 41 in MT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Ravalli County is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Ravalli County
Frequently Asked Questions
Is DANIELS-SHERIDAN financially healthy?
DANIELS-SHERIDAN has a financial health score of 94/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #508 of 4,374 nationally on health and #8 of 41 in Montana. Its net worth ratio is 11.87% and its delinquency rate 0.66%.
How does DANIELS-SHERIDAN compare to other credit unions?
DANIELS-SHERIDAN scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (66.93% vs 62.60%). Its widest shortfall is net worth ratio (11.87% vs 13.62%).
How can I join DANIELS-SHERIDAN?
DANIELS-SHERIDAN operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact DANIELS-SHERIDAN directly for the exact boundaries and application steps.
Is my money safe at DANIELS-SHERIDAN?
DANIELS-SHERIDAN is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. DANIELS-SHERIDAN's net worth ratio of 11.87% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.