Federal credit union · Flowood, Mississippi · NCUA charter #6369
STATEWIDE
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $202.4M
- Total assets
- 23,897
- Members
- 9.3%
- Net-worth ratio
STATEWIDE scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $202.4M; members 23,897; net-worth ratio 9.28%; health rank #550 of 4,374; healthier than 87th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#550 of 4,374 health · 2025Q4STATEWIDE · health 94/100 · $202.4M · 2025Q4
Call Report peers
STATEWIDE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
STATEWIDE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); STATEWIDE sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for STATEWIDE
- Largest favorable gap: Delinquency Rate at 0.88% vs peer 0.89% (-0.02 pp).
- Loan-to-Share Ratio trails the peer set - 67.37% here, 72.20% peer average (-4.83 pp).
STATEWIDE in Mississippi
- In Mississippi, health place is #7 of 55 on the same NCUA-ratio sort used nationally.
- Mississippi assets place: #7 of 55.
- Member book place in Mississippi: #7 of 55.
- One place up in Mississippi, Southern Coastal (#6) ties at 94/100; one place down, RIVERTRUST (#8) scores 93/100, 1 point lower.
Quarter path for STATEWIDE
STATEWIDE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.8% from $202.4M (2025Q4) to $210.0M (2026Q1).
- Net-worth ratio shifted -0.15 pp (9.43% → 9.28%).
This credit union's 9.28% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 94/100 score is built
STATEWIDE gives up 6 points in total. Delinquency Rate costs the most, 3.8 of its 25; Return on Assets and Member Growth score full marks.
- Net Worth Ratio 28.2 pts
- Delinquency Rate 21.2 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.28% | -2.83 pp |
| Delinquency Rate | 0.88% | -0.02 pp |
| Return on Assets | 0.59% | -0.03 pp |
| Member Growth | 6.11% | - |
| Loan-to-Share Ratio | 67.37% | -4.83 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
STATEWIDE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $210.0M | - |
| 2025Q4 | $202.4M | 23,897 |
| 2024Q4 | $184.7M | 22,522 |
| 2023Q4 | $172.1M | 21,898 |
Credit Union Details
- Charter Number
- 6369
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- Mississippi
- City
- Flowood
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, STATEWIDE runs 4 offices in 4 different cities.
| Office | City |
|---|---|
| Statewide FCU (Main Office) | Flowood, MS |
| Statewide FCU | Cleveland, MS |
| Columbus Branch | Columbus, MS |
| Statewide FCU | Starkville, MS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Mississippi
A look at other Mississippi credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- STATEWIDE ranks #550 of 4,374 nationally on financial health and #7 of 55 in MS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MAGNOLIA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MAGNOLIA
Frequently Asked Questions
Is STATEWIDE financially healthy?
STATEWIDE has a financial health score of 94/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #550 of 4,374 nationally on health and #7 of 55 in Mississippi. Its net worth ratio is 9.28% and its delinquency rate 0.88%.
How does STATEWIDE compare to other credit unions?
STATEWIDE scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.88% vs 0.89%). Its widest shortfall is loan-to-share ratio (67.37% vs 72.20%).
How can I join STATEWIDE?
STATEWIDE serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact STATEWIDE directly for the current list of qualifying groups.
Is my money safe at STATEWIDE?
STATEWIDE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. STATEWIDE's net worth ratio of 9.28% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.