State credit union · Spokane, Washington · NCUA charter #67911

PRIMESOURCE

Health score 61/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.

61
Health / 100
$89.7M
Total assets
6,745
Members
12.6%
Net-worth ratio

PRIMESOURCE scores 61/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $89.7M; members 6,745; net-worth ratio 12.64%; health rank #4,026 of 4,374; healthier than 8th of scored peers.

Federal Call Report extract

NCUA 5300 Call Report Masthead

#4,026 of 4,374 health · 2025Q4

PRIMESOURCE · health 61/100 · $89.7M · 2025Q4

PRIMESOURCE in the assets neighbourhood

PRIMESOURCE (this)$89.7MDANIELS-SHERIDAN$89.5MTorrington Municipal and TeachersTorrington Municipal and Tea…$89.5MTaylorville Community$89.4MCoast Line$89.3MSt. Thomas$89.3M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

PRIMESOURCE vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); PRIMESOURCE sits in 60-64 with 179 others.

61 8th percentile higher than 8% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Where PRIMESOURCE diverges from peer averages

  • Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +1.09 pp (63.69% vs 62.60%).
  • Delinquency Rate trails the peer set - 3.17% here, 0.96% peer average (+2.21 pp).

PRIMESOURCE: in-state Call Report ranks

  • Washington health ordinal: #74 of 75.
  • Assets rank #47 of 75 inside Washington ($89.7M reported).
  • Member book place in Washington: #39 of 75.
  • One place up in Washington, EVERGREENDIRECT (#73) scores 68/100, 7 points higher; one place down, American Lake (#75) scores 46/100, 15 points lower.

PRIMESOURCE Call Report trajectory

PRIMESOURCE: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

80,000,00085,000,00090,000,00095,000,000 2023Q42024Q42025Q42026Q1 93,946,119 85,304,917 ▼ -9.2%
  • Assets moved -4.9% from $89.7M (2025Q4) to $85.3M (2026Q1).
  • Net-worth ratio shifted +0.29 pp (12.35% → 12.64%).
Net worth ratio vs. NCUA well-capitalized threshold 84.3%

12.64% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 61/100 score is built

PRIMESOURCE gives up 39 points in total. Delinquency Rate costs the most, 19.8 of its 25; Net Worth Ratio scores full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 5.2 pts
  • Return on Assets 4.6 pts
  • Member Growth 7.8 pts
  • Loan-to-Share Ratio 13.4 pts

Call Report ratios for PRIMESOURCE

Metric Value vs peer
Net Worth Ratio 12.64% -0.98 pp
Delinquency Rate 3.17% +2.21 pp
Return on Assets 0.00% -0.65 pp
Member Growth -0.69% -
Loan-to-Share Ratio 63.69% +1.09 pp

Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.

PRIMESOURCE quarterly book

Quarter Assets Members
2026Q1 $85.3M -
2025Q4 $89.7M 6,745
2024Q4 $93.7M 6,792
2023Q4 $93.9M 6,793

Credit Union Details

Charter Number
67911
Type
State
Field of Membership
Other
Peer Group
$50M–$100M
State
Washington
City
Spokane
Data Quarter
2025Q4

Branch Locations (3)

The NCUA branch filing lists 3 physical offices for PRIMESOURCE, spread across 2 cities.

Office City
PrimeSource Credit Union (Main Office) Spokane, WA
PrimeSource Credit Union Spokane, WA
PrimeSource Credit Union Spokane Valley, WA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Washington

A look at other Washington credit unions, ranked by how closely their peer group and asset size match this one.

Compare PRIMESOURCE vs PROGRESSIONS

PRIMESOURCE nationwide neighbourhoods

Using this data

  • PRIMESOURCE ranks #4,026 of 4,374 nationally on financial health and #74 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • PROGRESSIONS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PROGRESSIONS

Frequently Asked Questions

Is PRIMESOURCE financially healthy?

On its 2025Q4 NCUA 5300 filing, PRIMESOURCE scores 61/100 (Good), with a 12.64% net worth ratio and 3.17% of loans delinquent. It ranks #4,026 of 4,374 nationally on health and #74 of 75 in Washington.

How does PRIMESOURCE compare to other credit unions?

PRIMESOURCE scores 61/100, higher than 8% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (63.69% vs 62.60%). Its widest shortfall is delinquency rate (3.17% vs 0.96%).

How can I join PRIMESOURCE?

Membership eligibility for PRIMESOURCE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact PRIMESOURCE directly for current membership requirements and application steps.

Is my money safe at PRIMESOURCE?

PRIMESOURCE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PRIMESOURCE's net worth ratio of 12.64% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for PRIMESOURCE. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.