State credit union · South Portland, Maine · NCUA charter #60646
Coast Line
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $89.3M
- Total assets
- 3,305
- Members
- 18.7%
- Net-worth ratio
Coast Line scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $89.3M; members 3,305; net-worth ratio 18.67%; health rank #1,570 of 4,374; healthier than 60th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,570 of 4,374 health · 2025Q4Coast Line · health 87/100 · $89.3M · 2025Q4
Call Report peers
Coast Line in the assets neighbourhood
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Coast Line vs every NCUA-scored credit union
Coast Line sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Coast Line vs $50M–$100M peers
- Net Worth Ratio leads the peer set - 18.67% here, 13.62% peer average (+5.05 pp).
- Loan-to-Share Ratio trails the peer set - 54.33% here, 62.60% peer average (-8.27 pp).
Maine standing for Coast Line
- Health composite ranks #28 of 48 among scored Maine credit unions.
- Maine assets place: #41 of 48.
- Member book place in Maine: #45 of 48.
- One place up in Maine, EVERGREEN (#27) scores 88/100, 1 point higher; one place down, EASTMILL (#29) ties at 87/100.
Coast Line Call Report trajectory
Coast Line: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.1% from $89.3M (2025Q4) to $89.3M (2026Q1).
- Net-worth ratio shifted +0.38 pp (18.29% → 18.67%).
At 18.67%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 87/100 score is built
Coast Line gives up 13 points in total. Member Growth costs the most, 9.5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.5 pts
- Loan-to-Share Ratio 11.5 pts
Coast Line vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.67% | +5.05 pp |
| Delinquency Rate | 0.35% | -0.62 pp |
| Return on Assets | 1.34% | +0.68 pp |
| Member Growth | -1.93% | - |
| Loan-to-Share Ratio | 54.33% | -8.27 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Coast Line filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $89.3M | - |
| 2025Q4 | $89.3M | 3,305 |
| 2024Q4 | $81.5M | 3,370 |
| 2023Q4 | $76.0M | 3,382 |
Credit Union Details
- Charter Number
- 60646
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Maine
- City
- South Portland
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Coast Line.
| Office | City |
|---|---|
| Corp Office-333 Cottage (Main Office) | South Portland, ME |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maine
Other federally-insured credit unions in Maine, closest first by peer group and asset size.
Coast Line nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- Coast Line ranks #1,570 of 4,374 nationally on financial health and #28 of 48 in ME -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- GARDINER is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with GARDINER
Frequently Asked Questions
Is Coast Line financially healthy?
On its 2025Q4 NCUA 5300 filing, Coast Line scores 87/100 (Excellent), with a 18.67% net worth ratio and 0.35% of loans delinquent. It ranks #1,570 of 4,374 nationally on health and #28 of 48 in Maine.
How does Coast Line compare to other credit unions?
Coast Line scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (18.67% vs 13.62%). Its widest shortfall is loan-to-share ratio (54.33% vs 62.60%).
How can I join Coast Line?
Membership eligibility for Coast Line depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Coast Line directly for current membership requirements and application steps.
Is my money safe at Coast Line?
Coast Line is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Coast Line's net worth ratio of 18.67% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.