State credit union · Tampa, Florida · NCUA charter #68042
POWERNET
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $116.4M
- Total assets
- 3,224
- Members
- 9.8%
- Net-worth ratio
POWERNET scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $116.4M; members 3,224; net-worth ratio 9.80%; health rank #2,463 of 4,374; healthier than 43rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,463 of 4,374 health · 2025Q4POWERNET · health 82/100 · $116.4M · 2025Q4
Call Report peers
POWERNET in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
POWERNET vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); POWERNET sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where POWERNET diverges from peer averages
- Delinquency Rate leads the peer set - 0.46% here, 0.89% peer average (-0.44 pp).
- Loan-to-Share Ratio trails the peer set - 31.80% here, 72.20% peer average (-40.40 pp).
Florida standing for POWERNET
- Health composite ranks #77 of 109 among scored Florida credit unions.
- Florida assets place: #70 of 109.
- Member book place in Florida: #84 of 109.
- One place up in Florida, Walton County Teachers (#76) ties at 82/100; one place down, GTE (#78) scores 81/100, 1 point lower.
POWERNET: 2025Q4 → 2026Q1
POWERNET: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +7.5% from $116.4M (2025Q4) to $125.2M (2026Q1).
- Net-worth ratio shifted +0.00 pp (9.80% → 9.80%).
This credit union's 9.80% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 82/100 score is built
POWERNET gives up 18 points in total. Member Growth costs the most, 10.5 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 29.5 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.9 pts
- Member Growth 4.5 pts
- Loan-to-Share Ratio 9.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.80% | -2.31 pp |
| Delinquency Rate | 0.46% | -0.44 pp |
| Return on Assets | 0.43% | -0.20 pp |
| Member Growth | -2.51% | - |
| Loan-to-Share Ratio | 31.80% | -40.40 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
POWERNET quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $125.2M | - |
| 2025Q4 | $116.4M | 3,224 |
| 2024Q4 | $112.7M | 3,307 |
| 2023Q4 | $111.1M | 3,404 |
Credit Union Details
- Charter Number
- 68042
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Florida
- City
- Tampa
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, POWERNET runs 3 offices in 3 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Tampa, FL |
| JAX Office | Jacksonville, FL |
| Miami Office | Miami, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
Other federally-insured credit unions in Florida, closest first by peer group and asset size.
Cross-state Call Report peers for POWERNET
Similar total assets
Similar health score
Using this data
- POWERNET ranks #2,463 of 4,374 nationally on financial health and #77 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ADVENTHEALTH is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ADVENTHEALTH
Frequently Asked Questions
Is POWERNET financially healthy?
POWERNET has a financial health score of 82/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,463 of 4,374 nationally on health and #77 of 109 in Florida. Its net worth ratio is 9.80% and its delinquency rate 0.46%.
How does POWERNET compare to other credit unions?
POWERNET scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.46% vs 0.89%). Its widest shortfall is loan-to-share ratio (31.80% vs 72.20%).
How can I join POWERNET?
Membership eligibility for POWERNET depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact POWERNET directly for current membership requirements and application steps.
Is my money safe at POWERNET?
POWERNET is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. POWERNET's net worth ratio of 9.80% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.