State credit union · Greeneville, Tennessee · NCUA charter #68126
Greeneville Works Empls. Sav. Assn.
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $1.8M
- Total assets
- 385
- Members
- 52.1%
- Net-worth ratio
Greeneville Works Empls. Sav. Assn. scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.8M; members 385; net-worth ratio 52.08%; health rank #3,136 of 4,374; healthier than 26th of scored peers.
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NCUA 5300 Call Report Masthead
#3,136 of 4,374 health · 2025Q4Greeneville Works Empls. Sa… · health 76/100 · $1.8M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Greeneville Works Empls. Sav. Assn. vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Greeneville Works Empls. Sav. Assn. sits in 75-79 with 502 others.
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Greeneville Works Empls. Sav. Assn.
- Loan-to-Share Ratio leads the peer set - 130.98% here, 52.70% peer average (+78.28 pp).
Where Greeneville Works Empls. Sav. Assn. sits in Tennessee
- Tennessee health ordinal: #93 of 127.
- Tennessee assets place: #122 of 127.
- Membership ranks #120 of 127 among Tennessee CUs with a reported count (385 members).
- One place up in Tennessee, Scenic Community (#92) scores 77/100, 1 point higher; one place down, F a a (#94) ties at 76/100.
Quarter path for Greeneville Works Empls. Sav. Assn.
Greeneville Works Empls. Sav. Assn.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.9% from $1.8M (2025Q4) to $1.8M (2026Q1).
- Net-worth ratio shifted -0.69 pp (52.77% → 52.08%).
52.08% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 76/100 score is built
Greeneville Works Empls. Sav. Assn. gives up 24 points in total. Loan-to-Share Ratio costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.2 pts
- Loan-to-Share Ratio -0.2 pts
Greeneville Works Empls. Sa… health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 52.08% | +29.15 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 1.32% | +1.10 pp |
| Member Growth | -1.53% | - |
| Loan-to-Share Ratio | 130.98% | +78.28 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Greeneville Works Empls. Sa… filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.8M | - |
| 2025Q4 | $1.8M | 385 |
| 2024Q4 | $1.8M | 391 |
| 2023Q4 | $1.8M | 389 |
Credit Union Details
- Charter Number
- 68126
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Tennessee
- City
- Greeneville
- Data Quarter
- 2025Q4
Branch Location
Greeneville Works Empls. Sav. Assn. operates a single office in Greeneville, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Greeneville Works Empls C U (Main Office) | Greeneville, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
A look at other Tennessee credit unions, ranked by how closely their peer group and asset size match this one.
- A.U.B. EMPLOYEES'Athens, TN · Under $2M52Health
- WCG EMPLOYEESMARTIN, TN · Under $2M95Health
- HARDIN COUNTY HOSPITAL EMPLOYEESSavannah, TN · Under $2M89Health
- OLIVET BAPTISTCordova, TN · Under $2M61Health
- FAIR BREAKMemphis, TN · Under $2M73Health
Compare Greeneville Works Empls. Sav. Assn. vs A.U.B. EMPLOYEES'
Nationwide credit unions with similar profiles
Similar health score
Using this data
- Greeneville Works Empls. Sav. Assn. ranks #3,136 of 4,374 nationally on financial health and #93 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- A.U.B. Employees' is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with A.U.B. Employees'
Frequently Asked Questions
Is Greeneville Works Empls. Sav. Assn. financially healthy?
Greeneville Works Empls. Sav. Assn. has a financial health score of 76/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,136 of 4,374 nationally on health and #93 of 127 in Tennessee. Its net worth ratio is 52.08% and its delinquency rate 0.00%.
How does Greeneville Works Empls. Sav. Assn. compare to other credit unions?
Greeneville Works Empls. Sav. Assn. scores 76/100, higher than 26% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (130.98% vs 52.70%).
How can I join Greeneville Works Empls. Sav. Assn.?
Membership eligibility for Greeneville Works Empls. Sav. Assn. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Greeneville Works Empls. Sav. Assn. directly for current membership requirements and application steps.
Is my money safe at Greeneville Works Empls. Sav. Assn.?
Greeneville Works Empls. Sav. Assn. is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Greeneville Works Empls. Sav. Assn.'s net worth ratio of 52.08% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.