State credit union · Greeneville, Tennessee · NCUA charter #68126
Greeneville Works Empls. Sav. Assn.
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $1.8M
- Total assets
- 385
- Members
- 52.1%
- Net-worth ratio
Greeneville Works Empls. Sav. Assn. scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.8M; members 385; net-worth ratio 52.08%; health rank #3,136 of 4,374; healthier than 26th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,136 of 4,374 health · 2025Q4Greeneville Works Empls. Sa… · health 76/100 · $1.8M · 2025Q4
- RANK 76/100
- PHOTO 52.1%
- BOOK 0.00%
- CHARTER 1.32%
- NCUSIF $1.8M
- CAMELS 385
- HEALTH #3,136/4,374
- NW n/a
- DELQ 68126
Call Report peers
Greeneville Works Empls. Sav. Assn. carries $1.8M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Greeneville Works Empls. Sav. Assn. vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Greeneville Works Empls. Sav. Assn. - Share Insurance Coverage
Charter #68126's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for Greeneville Works Empls. Sav. Assn.
- Loan-to-Share Ratio leads the peer set - 130.98% here, 52.70% peer average (+78.28 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Greeneville Works Empls. Sav. Assn. sits in Tennessee
- Tennessee health ordinal: #93 of 127.
- Tennessee assets place: #122 of 127.
- Membership ranks #120 of 127 among Tennessee CUs with a reported count (385 members).
In-state ordinals use the live credit_unions table for TN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Greeneville Works Empls. Sav. Assn.
Greeneville Works Empls. Sav. Assn.: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.9% from $1.8M (2025Q4) to $1.8M (2026Q1).
- Net-worth ratio shifted -0.69 pp (52.77% → 52.08%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
52.08% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 76/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 76.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.2 pts
- Loan-to-Share Ratio -0.2 pts
Greeneville Works Empls. Sa… health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 52.08% | +29.15 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 1.32% | +1.10 pp |
| Member Growth | -1.53% | - |
| Loan-to-Share Ratio | 130.98% | +78.28 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Greeneville Works Empls. Sa… filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.8M | - |
| 2025Q4 | $1.8M | 385 |
| 2024Q4 | $1.8M | 391 |
| 2023Q4 | $1.8M | 389 |
Credit Union Details
- Charter Number
- 68126
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Tennessee
- City
- Greeneville
- Data Quarter
- 2025Q4
Branch Location
Greeneville Works Empls. Sav. Assn. operates a single office in Greeneville, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Greeneville Works Empls C U (Main Office) | Greeneville, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
A look at other Tennessee credit unions, ranked by how closely their peer group and asset size match this one.
- A.U.B. EMPLOYEES'Athens, TN · Under $2M52Health
- WCG EMPLOYEESMARTIN, TN · Under $2M95Health
- HARDIN COUNTY HOSPITAL EMPLOYEESSavannah, TN · Under $2M89Health
- OLIVET BAPTISTCordova, TN · Under $2M61Health
- FAIR BREAKMemphis, TN · Under $2M73Health
Compare Greeneville Works Empls. Sav. Assn. vs A.U.B. EMPLOYEES'
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Greeneville Works Empls. Sav. Assn. - kept outside Tennessee; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (76/100 here).
Using this data
- Greeneville Works Empls. Sav. Assn. ranks #3,136 of 4,374 nationally on financial health and #93 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- A.U.B. Employees' is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with A.U.B. Employees'
- Rates and health both vary by institution, not just by state -- see how Tennessee credit unions compare overall before assuming this one is typical. Tennessee state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Greeneville Works Empls. Sav. Assn. financially healthy?
Yes/no aside, the number is 76/100 (Very Good) - Greeneville Works Empls. Sav. Assn.'s financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,136 of 4,374; by total assets it ranks #4,154 of 4,374 nationally (same basis as /rankings/largest); and #122 of 127 within Tennessee. Above 80 reads excellent, below 50 warrants closer monitoring; a 52.08% net worth ratio and 0.00% delinquency rate are the key drivers.
How does Greeneville Works Empls. Sav. Assn. compare to other credit unions?
On PlainCU's health composite, Greeneville Works Empls. Sav. Assn. lands at 76/100, compared to a peer group average for Under $2M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Greeneville Works Empls. Sav. Assn.?
Membership eligibility for Greeneville Works Empls. Sav. Assn. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Greeneville Works Empls. Sav. Assn. directly for current membership requirements and application steps.
Is my money safe at Greeneville Works Empls. Sav. Assn.?
Federal credit unions like Greeneville Works Empls. Sav. Assn. are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Greeneville Works Empls. Sav. Assn.'s net worth ratio of 52.08% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Greeneville Works Empls. Sav. Assn. offer compared to banks?
Credit unions like Greeneville Works Empls. Sav. Assn. are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Greeneville Works Empls. Sav. Assn. directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.