Federal credit union · Tulsa, Oklahoma · NCUA charter #24887
TTCU
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $2.69B
- Total assets
- 149,063
- Members
- 13.2%
- Net-worth ratio
TTCU scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.69B; members 149,063; net-worth ratio 13.23%; health rank #3,711 of 4,374; healthier than 15th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,711 of 4,374 health · 2025Q4TTCU · health 68/100 · $2.69B · 2025Q4
Call Report peers
TTCU in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
TTCU vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); TTCU sits in 65-69 with 275 others.
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
TTCU: Call Report deltas vs peers
- Net Worth Ratio leads the peer set - 13.23% here, 11.18% peer average (+2.05 pp).
- Largest lag: Loan-to-Share Ratio at 57.03% vs peer 83.90% (-26.87 pp).
TTCU in Oklahoma
- Health composite ranks #44 of 53 among scored Oklahoma credit unions.
- Assets rank #2 of 53 inside Oklahoma ($2.69B reported).
- Oklahoma membership ordinal: #2 of 53.
- One place up in Oklahoma, ENERGIZE (#43) scores 69/100, 1 point higher; one place down, WESTREET (#45) scores 67/100, 1 point lower.
Quarter path for TTCU
TTCU: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.4% from $2.69B (2025Q4) to $2.70B (2026Q1).
- Net-worth ratio shifted +0.14 pp (13.09% → 13.23%).
13.23% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 68/100 score is built
TTCU gives up 32 points in total. Return on Assets costs the most, 11.2 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.8 pts
- Return on Assets 3.8 pts
- Member Growth 6.3 pts
- Loan-to-Share Ratio 12.1 pts
TTCU vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.23% | +2.05 pp |
| Delinquency Rate | 1.56% | +0.69 pp |
| Return on Assets | -0.08% | -0.58 pp |
| Member Growth | -1.50% | - |
| Loan-to-Share Ratio | 57.03% | -26.87 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - TTCU
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.70B | - |
| 2025Q4 | $2.69B | 149,063 |
| 2024Q4 | $2.56B | 151,331 |
| 2023Q4 | $2.56B | 154,069 |
Credit Union Details
- Charter Number
- 24887
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Oklahoma
- City
- Tulsa
- Data Quarter
- 2025Q4
Branch Locations (21)
TTCU operates 21 offices across 14 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Tulsa, OK |
| Bixby | Bixby, OK |
| North Broken Arrow | Broken Arrow, OK |
| South Broken Arrow | Broken Arrow, OK |
| Claremore | Claremore, OK |
| Edmond | Edmond, OK |
| Quail Springs | Edmond, OK |
| Jenks | Jenks, OK |
| Miami | Miami, OK |
| Muskogee | Muskogee, OK |
| Crown Heights | Oklahoma City, OK |
| Owasso | Owasso, OK |
| Pryor | Pryor, OK |
| Sand Springs | Sand Springs, OK |
| Sapulpa | Sapulpa, OK |
| Tahlequah | Tahlequah, OK |
| Southeast | Tulsa, OK |
| North Pointe | Tulsa, OK |
| Riverside | Tulsa, OK |
| Midtown | Tulsa, OK |
| Eastland | Tulsa, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
A look at other Oklahoma credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for TTCU
Similar total assets
Using this data
- TTCU ranks #3,711 of 4,374 nationally on financial health and #44 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- COMMUNICATION is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with COMMUNICATION
Frequently Asked Questions
Is TTCU financially healthy?
TTCU has a financial health score of 68/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,711 of 4,374 nationally on health and #44 of 53 in Oklahoma. Its net worth ratio is 13.23% and its delinquency rate 1.56%.
How does TTCU compare to other credit unions?
TTCU scores 68/100, higher than 15% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (13.23% vs 11.18%). Its widest shortfall is loan-to-share ratio (57.03% vs 83.90%).
How can I join TTCU?
TTCU operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact TTCU directly for the exact boundaries and application steps.
Is my money safe at TTCU?
TTCU is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TTCU's net worth ratio of 13.23% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.