Federal credit union · Tulsa, Oklahoma · NCUA charter #24812
WESTREET
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $958.5M
- Total assets
- 60,660
- Members
- 9.7%
- Net-worth ratio
WESTREET scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $958.5M; members 60,660; net-worth ratio 9.69%; health rank #3,774 of 4,374; healthier than 13th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,774 of 4,374 health · 2025Q4WESTREET · health 67/100 · $958.5M · 2025Q4
Call Report peers
WESTREET in the assets neighbourhood
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WESTREET vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); WESTREET sits in 65-69 with 275 others.
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where WESTREET diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 86.69% vs peer 83.90% (+2.79 pp).
- Widest shortfall vs peers is Delinquency Rate: +1.78 pp (2.66% vs 0.87%).
WESTREET in Oklahoma
- Health composite ranks #45 of 53 among scored Oklahoma credit unions.
- By total assets, WESTREET is #6 of 53 in Oklahoma.
- Oklahoma membership ordinal: #7 of 53.
- One place up in Oklahoma, TTCU (#44) scores 68/100, 1 point higher; one place down, Green Country (#46) scores 63/100, 4 points lower.
Quarter path for WESTREET
WESTREET: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.0% from $958.5M (2025Q4) to $968.1M (2026Q1).
- Net-worth ratio shifted -0.03 pp (9.72% → 9.69%).
This credit union's 9.69% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 67/100 score is built
WESTREET gives up 33 points in total. Delinquency Rate costs the most, 16.6 of its 25; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 29.2 pts
- Delinquency Rate 8.4 pts
- Return on Assets 0.0 pts
- Member Growth 14.4 pts
- Loan-to-Share Ratio 15.0 pts
WESTREET health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.69% | -1.49 pp |
| Delinquency Rate | 2.66% | +1.78 pp |
| Return on Assets | -0.81% | -1.32 pp |
| Member Growth | 4.51% | - |
| Loan-to-Share Ratio | 86.69% | +2.79 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
WESTREET quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $968.1M | - |
| 2025Q4 | $958.5M | 60,660 |
| 2024Q4 | $947.0M | 58,041 |
| 2023Q4 | $989.3M | 57,277 |
Credit Union Details
- Charter Number
- 24812
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Oklahoma
- City
- Tulsa
- Data Quarter
- 2025Q4
Branch Locations (14)
Per its most recent NCUA branch filing, WESTREET runs 14 offices in 8 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Tulsa, OK |
| Broken Arrow South | Broken Arrow, OK |
| Broken Arrow North | Broken Arrow, OK |
| Claremore South | Claremore, OK |
| Owasso South | Owasso, OK |
| Pryor - Graham | Pryor, OK |
| Sand Springs | Sand Springs, OK |
| Sapulpa - In Reasor's | Sapulpa, OK |
| Skiatook | Skiatook, OK |
| Downtown | Tulsa, OK |
| Memorial | Tulsa, OK |
| Midtown | Tulsa, OK |
| Yale | Tulsa, OK |
| Commercial Office | Tulsa, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
More federally-insured credit unions based in Oklahoma, ordered by peer group match and asset size.
WESTREET nationwide neighbourhoods
Using this data
- WESTREET ranks #3,774 of 4,374 nationally on financial health and #45 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- OKLAHOMA'S is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with OKLAHOMA'S
Frequently Asked Questions
Is WESTREET financially healthy?
On its 2025Q4 NCUA 5300 filing, WESTREET scores 67/100 (Good), with a 9.69% net worth ratio and 2.66% of loans delinquent. It ranks #3,774 of 4,374 nationally on health and #45 of 53 in Oklahoma.
How does WESTREET compare to other credit unions?
WESTREET scores 67/100, higher than 13% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (86.69% vs 83.90%). Its widest shortfall is delinquency rate (2.66% vs 0.87%).
How can I join WESTREET?
WESTREET operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact WESTREET directly for the exact boundaries and application steps.
Is my money safe at WESTREET?
WESTREET is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. WESTREET's net worth ratio of 9.69% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.