Federal credit union · Durham, North Carolina · NCUA charter #18616
Duke University
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $202.3M
- Total assets
- 15,547
- Members
- 10.5%
- Net-worth ratio
Duke University scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $202.3M; members 15,547; net-worth ratio 10.51%; health rank #2,148 of 4,374; healthier than 50th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,148 of 4,374 health · 2025Q4Duke University · health 84/100 · $202.3M · 2025Q4
Call Report peers
Duke University in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Duke University vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Duke University sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Duke University: Call Report deltas vs peers
- Largest lag: Loan-to-Share Ratio at 54.11% vs peer 72.20% (-18.09 pp).
North Carolina standing for Duke University
- North Carolina health ordinal: #25 of 57.
- Assets rank #20 of 57 inside North Carolina ($202.3M reported).
- Member book place in North Carolina: #20 of 57.
- One place up in North Carolina, MEMBERS (#24) ties at 84/100; one place down, TRULIANT (#26) scores 83/100, 1 point lower.
Duke University Call Report trajectory
Duke University: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $202.3M (2025Q4) to $204.8M (2026Q1).
- Net-worth ratio shifted +0.17 pp (10.34% → 10.51%).
This credit union's 10.51% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Duke University gives up 16 points in total. Member Growth costs the most, 7.3 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.4 pts
- Return on Assets 15.0 pts
- Member Growth 7.7 pts
- Loan-to-Share Ratio 11.9 pts
Duke University vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.51% | -1.60 pp |
| Delinquency Rate | 1.09% | +0.19 pp |
| Return on Assets | 0.56% | -0.06 pp |
| Member Growth | -0.71% | - |
| Loan-to-Share Ratio | 54.11% | -18.09 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Duke University filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $204.8M | - |
| 2025Q4 | $202.3M | 15,547 |
| 2024Q4 | $194.3M | 15,658 |
| 2023Q4 | $194.0M | 15,680 |
Credit Union Details
- Charter Number
- 18616
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $100M–$500M
- State
- North Carolina
- City
- Durham
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Duke University, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Main Office (Main Office) | Durham, NC |
| Carolina Foothills CU | Greenville, SC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in North Carolina
Other federally-insured credit unions in North Carolina, closest first by peer group and asset size.
Cross-state Call Report peers for Duke University
Using this data
- Duke University ranks #2,148 of 4,374 nationally on financial health and #25 of 57 in NC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- R T P is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with R T P
Frequently Asked Questions
Is Duke University financially healthy?
On its 2025Q4 NCUA 5300 filing, Duke University scores 84/100 (Excellent), with a 10.51% net worth ratio and 1.09% of loans delinquent. It ranks #2,148 of 4,374 nationally on health and #25 of 57 in North Carolina.
How does Duke University compare to other credit unions?
Duke University scores 84/100, higher than 50% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (54.11% vs 72.20%).
How can I join Duke University?
Duke University is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Duke University directly to confirm eligibility.
Is my money safe at Duke University?
Duke University is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Duke University's net worth ratio of 10.51% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.