State credit union · Richardson, Texas · NCUA charter #60806
TEXANS
Health score 98/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 98
- Health / 100
- $2.47B
- Total assets
- 140,077
- Members
- 10.7%
- Net-worth ratio
TEXANS scores 98/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.47B; members 140,077; net-worth ratio 10.68%; health rank #121 of 4,374; healthier than 97th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#121 of 4,374 health · 2025Q4TEXANS · health 98/100 · $2.47B · 2025Q4
Call Report peers
TEXANS in the assets neighbourhood
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TEXANS vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); TEXANS sits in 95-99 with 391 others.
98 Top 3% higher than 97% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
TEXANS vs Over $500M peers
- Strongest edge vs 749 Over $500M peers is Return on Assets: +0.34 pp (0.85% vs 0.51%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -6.56 pp (77.34% vs 83.90%).
TEXANS in Texas
- Texas health ordinal: #9 of 386.
- Assets rank #16 of 386 inside Texas ($2.47B reported).
- Member book place in Texas: #16 of 386.
- One place up in Texas, Pioneer Mutual (#8) ties at 98/100; one place down, Jafari No-Interest (#10) scores 97/100, 1 point lower.
TEXANS: 2025Q4 → 2026Q1
TEXANS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.6% from $2.47B (2025Q4) to $2.61B (2026Q1).
- Net-worth ratio shifted -0.16 pp (10.84% → 10.68%).
10.68% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 98/100 score is built
TEXANS gives up 2 points in total. Delinquency Rate costs the most, 1.8 of its 25; Net Worth Ratio and Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.2 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.8 pts
TEXANS vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.68% | -0.50 pp |
| Delinquency Rate | 0.68% | -0.19 pp |
| Return on Assets | 0.85% | +0.34 pp |
| Member Growth | 7.49% | - |
| Loan-to-Share Ratio | 77.34% | -6.56 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.61B | - |
| 2025Q4 | $2.47B | 140,077 |
| 2024Q4 | $2.24B | 130,320 |
| 2023Q4 | $2.20B | 122,388 |
Credit Union Details
- Charter Number
- 60806
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Texas
- City
- Richardson
- Data Quarter
- 2025Q4
Branch Locations (14)
The NCUA branch filing lists 14 physical offices for TEXANS, spread across 12 cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Richardson, TX |
| Addison-Dallas Pkwy/N Dallas Mary Kay Exec Bldg | Addison, TX |
| Allen | Allen, TX |
| Carrollton | Carrollton, TX |
| Irving Blvd | Dallas, TX |
| Preston & Forest | Dallas, TX |
| Frisco | Frisco, TX |
| Downtown Garland | Garland, TX |
| Telecom Parkway | Garland, TX |
| Irving-Valley Ranch | Irving, TX |
| Lewisville-Denton Tap Rd/R3 Mary Kay | Lewisville, TX |
| McKinney-Eldorado | McKinney, TX |
| Spring Creek | Plano, TX |
| Wylie | Wylie, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Cross-state Call Report peers for TEXANS
Using this data
- TEXANS ranks #121 of 4,374 nationally on financial health and #9 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ADVANCIAL is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ADVANCIAL
Frequently Asked Questions
Is TEXANS financially healthy?
TEXANS has a financial health score of 98/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #121 of 4,374 nationally on health and #9 of 386 in Texas. Its net worth ratio is 10.68% and its delinquency rate 0.68%.
How does TEXANS compare to other credit unions?
TEXANS scores 98/100, higher than 97% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is return on assets (0.85% vs 0.51%). Its widest shortfall is loan-to-share ratio (77.34% vs 83.90%).
How can I join TEXANS?
Membership eligibility for TEXANS depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact TEXANS directly for current membership requirements and application steps.
Is my money safe at TEXANS?
TEXANS is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TEXANS's net worth ratio of 10.68% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.