Federal credit union · Kent, Washington · NCUA charter #7748
CASCADE
Health score 69/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 69
- Health / 100
- $375.8M
- Total assets
- 10,841
- Members
- 13.6%
- Net-worth ratio
CASCADE scores 69/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $375.8M; members 10,841; net-worth ratio 13.58%; health rank #3,648 of 4,374; healthier than 16th of scored peers.
Federal Call Report extract
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CASCADE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); CASCADE sits in 65-69 with 275 others.
69 16th percentile higher than 16% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
CASCADE: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 13.58% vs peer 12.11% (+1.47 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -22.23 pp (49.97% vs 72.20%).
CASCADE: in-state Call Report ranks
- In Washington, health place is #71 of 75 on the same NCUA-ratio sort used nationally.
- Washington assets place: #28 of 75.
- Member book place in Washington: #33 of 75.
- One place up in Washington, VERITY (#70) scores 70/100, 1 point higher; one place down, Sno Falls (#72) ties at 69/100.
CASCADE Call Report trajectory
CASCADE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $375.8M (2025Q4) to $380.2M (2026Q1).
- Net-worth ratio shifted +0.95 pp (12.63% → 13.58%).
This credit union's 13.58% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 69/100 score is built
CASCADE gives up 31 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.1 pts
- Return on Assets 0.0 pts
- Member Growth 8.3 pts
- Loan-to-Share Ratio 10.6 pts
Call Report ratios for CASCADE
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.58% | +1.47 pp |
| Delinquency Rate | 0.99% | +0.10 pp |
| Return on Assets | -1.01% | -1.63 pp |
| Member Growth | -0.40% | - |
| Loan-to-Share Ratio | 49.97% | -22.23 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
CASCADE filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $380.2M | - |
| 2025Q4 | $375.8M | 10,841 |
| 2024Q4 | $337.2M | 10,884 |
| 2023Q4 | $344.8M | 10,981 |
Credit Union Details
- Charter Number
- 7748
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Washington
- City
- Kent
- Data Quarter
- 2025Q4
Branch Locations (4)
CASCADE operates 4 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Kent (Main Office) | Kent, WA |
| Everett | Everett, WA |
| Tacoma | Tacoma, WA |
| Vancouver | Vancouver, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
Other federally-insured credit unions in Washington, closest first by peer group and asset size.
Cross-state Call Report peers for CASCADE
Similar total assets
Similar health score
Using this data
- CASCADE ranks #3,648 of 4,374 nationally on financial health and #71 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Industrial Cu of Whatcom County is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Industrial Cu of Whatcom County
Frequently Asked Questions
Is CASCADE financially healthy?
On its 2025Q4 NCUA 5300 filing, CASCADE scores 69/100 (Good), with a 13.58% net worth ratio and 0.99% of loans delinquent. It ranks #3,648 of 4,374 nationally on health and #71 of 75 in Washington.
How does CASCADE compare to other credit unions?
CASCADE scores 69/100, higher than 16% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (13.58% vs 12.11%). Its widest shortfall is loan-to-share ratio (49.97% vs 72.20%).
How can I join CASCADE?
CASCADE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact CASCADE directly for the exact boundaries and application steps.
Is my money safe at CASCADE?
CASCADE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CASCADE's net worth ratio of 13.58% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.