Federal credit union · VANCOUVER, Washington · NCUA charter #24713
People's Community
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $280.6M
- Total assets
- 10,497
- Members
- 14.7%
- Net-worth ratio
People's Community scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $280.6M; members 10,497; net-worth ratio 14.71%; health rank #1,603 of 4,374; healthier than 60th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,603 of 4,374 health · 2025Q4People's Community · health 87/100 · $280.6M · 2025Q4
Call Report peers
People's Community in the assets neighbourhood
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People's Community vs every NCUA-scored credit union
People's Community sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for People's Community
- Strongest edge vs 1069 $100M–$500M peers is Net Worth Ratio: +2.60 pp (14.71% vs 12.11%).
- Largest lag: Loan-to-Share Ratio at 47.21% vs peer 72.20% (-24.99 pp).
Washington standing for People's Community
- In Washington, health place is #34 of 75 on the same NCUA-ratio sort used nationally.
- By total assets, People's Community is #31 of 75 in Washington.
- Member book place in Washington: #34 of 75.
- One place up in Washington, Longshoremen's Local 4 (#33) ties at 87/100; one place down, Blue Mountain (#35) ties at 87/100.
People's Community Call Report trajectory
People's Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.5% from $280.6M (2025Q4) to $279.3M (2026Q1).
- Net-worth ratio shifted +0.03 pp (14.68% → 14.71%).
14.71% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
People's Community gives up 13 points in total. Member Growth costs the most, 8.3 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.7 pts
- Loan-to-Share Ratio 10.3 pts
People's Community vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.71% | +2.60 pp |
| Delinquency Rate | 0.00% | -0.89 pp |
| Return on Assets | 0.78% | +0.15 pp |
| Member Growth | -1.27% | - |
| Loan-to-Share Ratio | 47.21% | -24.99 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - People's Community
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $279.3M | - |
| 2025Q4 | $280.6M | 10,497 |
| 2024Q4 | $274.8M | 10,632 |
| 2023Q4 | $279.3M | 10,862 |
Credit Union Details
- Charter Number
- 24713
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Washington
- City
- VANCOUVER
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, People's Community runs 5 offices in 3 different cities.
| Office | City |
|---|---|
| Hazel Dell (Main Office) | Vancouver, WA |
| Battle Ground | Battle Ground, WA |
| Ridgefield | Ridgefield, WA |
| Fishers Landing | Vancouver, WA |
| Waterfront | Vancouver, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
More federally-insured credit unions based in Washington, ordered by peer group match and asset size.
Cross-state Call Report peers for People's Community
Using this data
- People's Community ranks #1,603 of 4,374 nationally on financial health and #34 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Puget Sound Cooperative is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Puget Sound Cooperative
Frequently Asked Questions
Is People's Community financially healthy?
People's Community has a financial health score of 87/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,603 of 4,374 nationally on health and #34 of 75 in Washington. Its net worth ratio is 14.71% and its delinquency rate 0.00%.
How does People's Community compare to other credit unions?
People's Community scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (14.71% vs 12.11%). Its widest shortfall is loan-to-share ratio (47.21% vs 72.20%).
How can I join People's Community?
People's Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact People's Community directly for the exact boundaries and application steps.
Is my money safe at People's Community?
People's Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. People's Community's net worth ratio of 14.71% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.