Federal credit union · SHELTON, Washington · NCUA charter #665
Peninsula Community
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $307.5M
- Total assets
- 21,455
- Members
- 11.6%
- Net-worth ratio
Peninsula Community scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $307.5M; members 21,455; net-worth ratio 11.57%; health rank #1,281 of 4,374; healthier than 69th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,281 of 4,374 health · 2025Q4Peninsula Community · health 89/100 · $307.5M · 2025Q4
Call Report peers
Peninsula Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Peninsula Community vs every NCUA-scored credit union
Peninsula Community sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Peninsula Community
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +6.18 pp (78.38% vs 72.20%).
- Net Worth Ratio trails the peer set - 11.57% here, 12.11% peer average (-0.54 pp).
Peninsula Community in Washington
- In Washington, health place is #28 of 75 on the same NCUA-ratio sort used nationally.
- Washington assets place: #30 of 75.
- Membership ranks #27 of 75 among Washington CUs with a reported count (21,455 members).
- One place up in Washington, Strait View (#27) ties at 89/100; one place down, MOUNTAINCREST (#29) scores 88/100, 1 point lower.
Peninsula Community Call Report trajectory
Peninsula Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.4% from $307.5M (2025Q4) to $306.4M (2026Q1).
- Net-worth ratio shifted +0.06 pp (11.51% → 11.57%).
At 11.57%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 89/100 score is built
Peninsula Community gives up 11 points in total. Member Growth costs the most, 5.3 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.4 pts
- Return on Assets 13.9 pts
- Member Growth 9.7 pts
- Loan-to-Share Ratio 15.0 pts
Peninsula Community vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.57% | -0.54 pp |
| Delinquency Rate | 0.96% | +0.06 pp |
| Return on Assets | 0.43% | -0.20 pp |
| Member Growth | 0.62% | - |
| Loan-to-Share Ratio | 78.38% | +6.18 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Peninsula Community quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $306.4M | - |
| 2025Q4 | $307.5M | 21,455 |
| 2024Q4 | $291.1M | 21,323 |
| 2023Q4 | $293.8M | 20,976 |
Credit Union Details
- Charter Number
- 665
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Washington
- City
- SHELTON
- Data Quarter
- 2025Q4
Branch Locations (5)
The NCUA branch filing lists 5 physical offices for Peninsula Community, spread across 5 cities.
| Office | City |
|---|---|
| Shelton Administrative Office and Branch Location (Main Office) | Shelton, WA |
| Belfair Branch | Belfair, WA |
| Port Orchard Branch | Port Orchard, WA |
| Port Townsend | Port Townsend, WA |
| Poulsbo Branch | Poulsbo, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
A look at other Washington credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Peninsula Community
Using this data
- Peninsula Community ranks #1,281 of 4,374 nationally on financial health and #28 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Northwest Plus is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Northwest Plus
Frequently Asked Questions
Is Peninsula Community financially healthy?
Peninsula Community has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,281 of 4,374 nationally on health and #28 of 75 in Washington. Its net worth ratio is 11.57% and its delinquency rate 0.96%.
How does Peninsula Community compare to other credit unions?
Peninsula Community scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (78.38% vs 72.20%). Its widest shortfall is net worth ratio (11.57% vs 12.11%).
How can I join Peninsula Community?
Peninsula Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Peninsula Community directly for the exact boundaries and application steps.
Is my money safe at Peninsula Community?
Peninsula Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Peninsula Community's net worth ratio of 11.57% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.