Federal credit union · North Canton, Ohio · NCUA charter #2535
Canton School Employees
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $447.7M
- Total assets
- 49,411
- Members
- 10.4%
- Net-worth ratio
Canton School Employees scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $447.7M; members 49,411; net-worth ratio 10.41%; health rank #828 of 4,374; healthier than 80th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#828 of 4,374 health · 2025Q4Canton School Employees · health 92/100 · $447.7M · 2025Q4
- PHOTO 92/100
- BOOK 10.4%
- CHARTER 0.70%
- NCUSIF 0.61%
- CAMELS $447.7M
- HEALTH 49,411
- NW #828/4,374
- DELQ WHEELHOUSE
- ROA 2535
Call Report peers
Canton School Employees in the assets neighbourhood
Canton School Employees's $447.7M assets sit next to WHEELHOUSE ($448.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Canton School Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Canton School Employees - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #2535, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for Canton School Employees
- Delinquency Rate leads the peer set - 0.70% here, 0.89% peer average (-0.20 pp).
- Loan-to-Share Ratio trails the peer set - 66.22% here, 72.20% peer average (-5.98 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Ohio standing for Canton School Employees
- Health composite ranks #31 of 196 among scored Ohio credit unions.
- Ohio assets place: #24 of 196.
- Ohio membership ordinal: #12 of 196.
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Canton School Employees
Canton School Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.9% from $447.7M (2025Q4) to $456.2M (2026Q1).
- Net-worth ratio shifted +0.02 pp (10.39% → 10.41%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.41% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 92.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.2 pts
- Loan-to-Share Ratio 13.8 pts
Canton School Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.41% | -1.70 pp |
| Delinquency Rate | 0.70% | -0.20 pp |
| Return on Assets | 0.61% | -0.01 pp |
| Member Growth | 0.98% | - |
| Loan-to-Share Ratio | 66.22% | -5.98 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Canton School Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $456.2M | - |
| 2025Q4 | $447.7M | 49,411 |
| 2024Q4 | $412.1M | 48,933 |
| 2023Q4 | $380.4M | 48,553 |
Credit Union Details
- Charter Number
- 2535
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- North Canton
- Data Quarter
- 2025Q4
Branch Locations (5)
Canton School Employees operates 5 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Shuffel Operations Center (Main Office) | North Canton, OH |
| Canton Office | Canton, OH |
| Lake Cable Office | Canton, OH |
| Meyers lake | Canton, OH |
| North Canton Office | North Canton, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Canton School Employees
Two NCUA Call Report peer sets for Canton School Employees, both outside Ohio so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($447.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (92/100 here).
Using this data
- Canton School Employees ranks #828 of 4,374 nationally on financial health and #31 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CENTURY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CENTURY
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Canton School Employees financially healthy?
A 10.41% net worth ratio and a 0.70% delinquency rate feed into Canton School Employees's financial health score of 92/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #828 of 4,374; by total assets it ranks #803 of 4,374 nationally (same basis as /rankings/largest); and #24 of 196 within Ohio. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Canton School Employees compare to other credit unions?
On PlainCU's health composite, Canton School Employees lands at 92/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Canton School Employees?
Canton School Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Canton School Employees directly for the exact boundaries and application steps.
Is my money safe at Canton School Employees?
Federal credit unions like Canton School Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Canton School Employees's net worth ratio of 10.41% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Canton School Employees offer compared to banks?
Credit unions like Canton School Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Canton School Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.