Federal credit union · LONGVIEW, Washington · NCUA charter #2191
FIBRE
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $1.79B
- Total assets
- 119,597
- Members
- 13.4%
- Net-worth ratio
FIBRE scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.79B; members 119,597; net-worth ratio 13.41%; health rank #763 of 4,374; healthier than 80th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#763 of 4,374 health · 2025Q4FIBRE · health 92/100 · $1.79B · 2025Q4
Call Report peers
FIBRE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
FIBRE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); FIBRE sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where FIBRE diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 13.41% vs peer 11.18% (+2.23 pp).
- Largest lag: Loan-to-Share Ratio at 81.59% vs peer 83.90% (-2.31 pp).
Washington standing for FIBRE
- Washington health ordinal: #15 of 75.
- By total assets, FIBRE is #15 of 75 in Washington.
- Washington membership ordinal: #13 of 75.
- One place up in Washington, Avista Corp. (#14) ties at 92/100; one place down, IQ (#16) ties at 92/100.
Quarter path for FIBRE
FIBRE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.2% from $1.79B (2025Q4) to $1.82B (2026Q1).
- Net-worth ratio shifted -0.07 pp (13.48% → 13.41%).
At 13.41%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 92/100 score is built
FIBRE gives up 8 points in total. Member Growth costs the most, 4.7 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.7 pts
- Return on Assets 15.0 pts
- Member Growth 10.3 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for FIBRE
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.41% | +2.23 pp |
| Delinquency Rate | 0.83% | -0.04 pp |
| Return on Assets | 0.69% | +0.18 pp |
| Member Growth | 1.04% | - |
| Loan-to-Share Ratio | 81.59% | -2.31 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.82B | - |
| 2025Q4 | $1.79B | 119,597 |
| 2024Q4 | $1.70B | 118,361 |
| 2023Q4 | $1.63B | 116,884 |
Credit Union Details
- Charter Number
- 2191
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Washington
- City
- LONGVIEW
- Data Quarter
- 2025Q4
Branch Locations (16)
FIBRE operates 16 offices across 12 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Operations Center (Main Office) | Longview, WA |
| Astoria Branch | Astoria, OR |
| Castle Rock Branch | Castle Rock, WA |
| Kalama | Kalama, WA |
| West Kelso | Kelso, WA |
| Kelso | Kelso, WA |
| Lincoln City Branch | Lincoln City, OR |
| Commerce Branch | Longview, WA |
| Ocean Beach Branch | Longview, WA |
| Triangle Branch | Longview, WA |
| Newport Branch | Newport, OR |
| Rainier | Rainier, OR |
| Seaside Branch | Seaside, OR |
| Tillamook Branch | Tillamook, OR |
| Warrenton | Warrenton, OR |
| Woodland | Woodland, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
Other federally-insured credit unions in Washington, closest first by peer group and asset size.
Other-state peers near FIBRE
Similar total assets
Similar health score
Using this data
- FIBRE ranks #763 of 4,374 nationally on financial health and #15 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- HORIZON is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with HORIZON
Frequently Asked Questions
Is FIBRE financially healthy?
On its 2025Q4 NCUA 5300 filing, FIBRE scores 92/100 (Excellent), with a 13.41% net worth ratio and 0.83% of loans delinquent. It ranks #763 of 4,374 nationally on health and #15 of 75 in Washington.
How does FIBRE compare to other credit unions?
FIBRE scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (13.41% vs 11.18%). Its widest shortfall is loan-to-share ratio (81.59% vs 83.90%).
How can I join FIBRE?
FIBRE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact FIBRE directly for the exact boundaries and application steps.
Is my money safe at FIBRE?
FIBRE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. FIBRE's net worth ratio of 13.41% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.